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JC Christensen & Associates Phone Harassment?

Is JC Christensen & Associates (JCCA) calling you? Stop JC Christensen & Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop JCCA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is JC Christensen & Associates a Scam?

According to the Better Business Bureau website, JC Christensen & Associates has been in business for 15 years.

JC Christensen & Associates Better Business Bureau

Who is JC Christensen & Associates?

JC Christensen & Associates is third party debt collector located in Suk Rapids, Minnesota.

Address: 215 N. Benton Dr.

Sauk Rapids, MN 56379

Phone: (866) 891-7435

JC Christensen & Associates Collection Tactics

If JC Christensen & Associates engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

JC Christensen & Associates Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

866-648-8591, 320-253-7800, (866) 648-8591, (320) 253-7800, 8666488591, 3202537800

If the answer is yes, then you are receiving calls from a known JCCA number. You may be a victim of JCCA phone harassment.  The list above is not all the numbers that JCCA uses. The calls can be from a different number and it still be JC Christensen & Associates calling you.  Contact our office right away so we can start the process to stop JCCA from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is JCCA a scam? No, JC Christensen & Associates has been in business for 15 years.

Can JC Christensen & Associates garnish my wages? Yes, JCCA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can JCCA sue me? Yes, JCCA can sue you so long as the debt is within the statute of limitations

Can JCCA report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can JCCA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against JC Christensen & Associates in the past year and can be found on

1:15-cv-01526-BMC-JO Adams v. JC Christensen

3:04-cv-00382-SRU Coppola v. JC Christensen & Assoc Inc

3:08-cv-00865-JCH Wise v. JC Christensen & Assoc Inc et al

3:09-cv-02030-MRK Williams v. JC Christensen & Assoc Inc

5:10-cv-01293-HRL Gomez v. JC Christensen & Associates

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the JC Christensen & Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:


Minnesota Attorney General

Consumer Finance