Is Metacorp LLC Harassing You Over a Debt?
According to the Cambridge dictionary, the definition of debt collection is that debt collection is “the job of collecting payments from people who have failed to pay the money they owe for goods, services, etc. that they have already received.” This is legal, and debt collection agencies like Metacorp LLC are known as debt collection agencies. Debt collection agencies are organizations that are tasked with the duty of debt recovery from customers who are in default of their loans. As annoying as their jobs might be, debt collection is completely legal, and companies like Metacorp LLC are allowed to pursue and recover the debts that you owe.
What is illegal, however, is debt collection harassment, and debt collection harassment is the act of intimidating, threatening, abusing, coercing, bullying or browbeating consumers into paying off the debts they owe. This may be carried out by debt collection companies like Metacorp LLC, and most often happens over the phone.
Although debt collection harassment usually happens over the phone, you should note that debt collection harassment could come in several forms. a debt collector pursuing a debt can send you harassing texts, emails, voice messages, or reveal sensitive details about your debt to friends, neighbors, or family members.
Metacorp LLC is legally permitted to recover the money you owe to your original creditors, however, they are not permitted to use abusive, intrusive, shame-inducing, deceptive, or threatening techniques to pass their message.
Between July 2013-July 2015, the Consumer Financial Protection Bureau (CFPB) noted that it had received more than 163,000 consumer complaints concerning debt collection harassment. According to the Federal Trade Commission (FTC), a government body that regulates the debt collection industry, no other industry receives more complaints. This goes to demonstrate the intensity and frequency of debt collection harassment in consumer to debt collector relations.
The most common form of debt often being pursued by debt collection agencies are medical debts. The next leading category is credit card debts, followed closely by student loan debts, auto loans, and mortgage payments.
Who is Metacorp LLC?
Metacorp LLC is a professional receivables management firm that offers a variety of reliable and compliant accounts receivable solutions for creditors.
328 S Transit St
Lockport, NY 14094
Is Metacorp LLC a Scam?
No, they are an approved debt collection agency. According to the Better Business Bureau website, Metacorp LLC has been in business since 2019. There has been 1 customer complaint filed in the last three years. Read more about Metacorp LLC here Metacorp LLC BBB
Metacorp, LLC Debt Collection Harassment Tactics
If Metacorp, LLC engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Metacorp, LLC harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Metacorp, LLC, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Consumer Rights Law Firm Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”. – Susan.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”. – Mike.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!” – Karen.
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