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Is Comenity Bank calling or harassing you?

by | Apr 24, 2024 | Debt Collection Harassment

Is Comenity Bank calling or harassing you?

First off if you are a victim of numerous calls from Comenity Bank on a daily basis than you are not alone!  We’ve helped 1000’s of clients over the years with all sorts of banks and collection agencies.  We do not charge you any legal fees for this area of law so reach out to us now so we can get started for you.

If Comenity Bank were charging me unnecessary late fees, I would be very frustrated too. Feel free to call, text, or chat with us if you have any questions. We will be more than happy to discuss a resolution with you. Persistent calls from creditors that result in undue stress and emotional distress can be deemed as harassment. Certain behaviors are strictly prohibited, and if your creditor engages in such conduct, it may constitute harassment. Prohibited actions include:

  • Contacting you at inappropriate times, such as late at night or early in the morning
  • showing up at locations where you haven’t granted access, like your workplace or home
  • making threats of physical harm or verbal abuse over the phone
  • threatening legal action that may not be applicable to your situation
  • providing false or misleading information about your debt
  • sharing details of your debt with unauthorized third parties
  • failing to inform you when your debt has been transferred to a collection agency
  • discussing your debt on social media platforms like Facebook
  • falsifying documents to make it seem like legal action is imminent
  • suggesting repayment options without your consent
  • such as selling your home or taking on additional credit
  • posing as a court officer or misrepresenting their identity
  • threatening arrest or seizure of property for debt repayment
  • engaging in unfair practices, like depositing post-dated checks prematurely, charging interest or fees that exceed the legally sanctioned amount, and using bank numbers to pursue debt collection efforts related to a bank loan.

By knowing your rights and recognizing these prohibited actions, you can take steps to stop debt harassment from Comenity Bank.  You can also click on our FDCPA laws page for more information.

You can also visit Comenity Bank’s Better Business review page here: Comenity Bank Better Business Bureau Page.

Comenity Bank has over 5,500 BBB complaints over the past 3 years! You are not alone in dealing with the excessive calls that you receive daily.

Comenity Bank also know as Bread Financial offer over 100 credit cards.

Comenity Bank Store Credit Cards

 

Our Better Business Bureau page is:  Consumer Rights Law Firm PLLC. 

Feel free to call, text or chat with us now.  You can visit our contact us page.

 

 

Comenity Bank