If Gatestone & Co is contacting you and the calls feel nonstop, confusing, or pressure-driven, the quickest way to take control is to switch from phone conversations to written proof. That means: confirm youâre dealing with the real company, request validation, keep a call log, and save every voicemail or letter in case the conduct may violate federal law.
Who is Gatestone & Co?
Gatestone & Co (often listed as Gatestone & Co. International Inc.) is a third-party debt collection agency. On BBB, the company is categorized under Collections Agencies, and BBB notes it offers collection agency services. BBB also shows that the same business profile is linked to multiple names used in the marketplace, including Gatestone & Co, Collectcorp Corporation, Collection Corp, and CC Corporation. In addition, Gatestone runs a consumer payment website where it states the required disclosure: âThis communication is from a debt collector. This is an attempt to collect a debtâŠâ
Is Gatestone & Co a scam or a legitimate collector?

Gatestone appears to be a legitimate third-party debt collector with a BBB profile, published phone numbers, and a consumer payment portal.
That said, spoofing and impersonation can happen with any collector name. If the caller wonât provide written validation or the details donât match the verified contact info below, treat the claim as unverified until you have paperwork.
Verified Gatestone & Co contact information
Use the details below to match letters/calls and to send written requests.
| Item | Details (verified sources) |
| BBB âHeadquartersâ address | 455 N 3rd St Ste 260, Phoenix, AZ 85004-3937 |
| BBB phone (main) | (800) 900-4238 |
| BBB additional phone numbers | (602) 443-2920, (800) 678-3052, (877) 719-7015 |
| âKnow Your Rightsâ page (locations + phone) | Lists Omaha, NE and Fredericksburg, VA locations and shows 800-900-4238 for certain state notices. |
| Consumer payment site | âPay your billâ portal + âdebt collectorâ disclosure. |
Call-matching note (important)
Your draft included 877-897-7006. I did not see that number on Better Business Bureau or Gatestoneâs official disclosures in the sources above, so if you want to keep it, label it as âconsumer-reported/unverified unless it appears on your letter or voicemail.â
What harassment can look like with Gatestone & Co

If you believe the contact includes any of the following, it could potentially raise FDCPA/TCPA issues depending on the facts:
- Repeated calls meant to pressure you
- Threats that donât match the paperwork you received
- Refusal to provide written validation
- Contacting third parties about the debt
- Using confusing âlegal-soundingâ language to rush payment
The key isnât debating on the phone. The key is creating a paper trail.
State Licensing and Compliance Facts About Gatestone & Co
North Carolinaâs Department of Insurance published a Voluntary Settlement Agreement entry and related regulatory action materials for Gatestone & Co. International, Inc. (license no. 119500633).
This doesnât prove your individual situation is a violation, but it is real, state-level compliance information you can reference in a âcomplianceâ section without guessing.
When Gatestone & Co wonât send written confirmation

If you ask for proof and youâre still being pushed to âpay today,â treat that as a documentation problem.
Use one sentence and repeat it:
âSend me written validation and an itemized balance. Iâm not discussing payment by phone.â
Then stop talking and start documenting.
How Gatestone & Co Uses a Fast Writing Strategy
Step 1: Build a simple call log
Track:
- Date/time
- Number used
- What was said (especially threats)
- Whether you requested validation
Step 2: Request written validation
Ask for:
- Original creditor name
- Account/reference number
- Itemized balance (principal/fees/interest)
- Proof Gatestone is authorized to collect
Step 3: Donât click random links
Only use the payment portal if youâve confirmed itâs actually Gatestoneâs site and the reference number matches the notice you received.
How Consumer Rights Law Firm PLLC can help (Gatestone cases)

If you believe Gatestone & Coâs contact pattern is abusive, misleading, or tied to the wrong debt, Consumer Rights Law Firm PLLC can review your evidence and explain what options may apply under Fair Debt Collection Practices Act (FDCPA)/TCPA/Fair Credit Reporting Act rules.
What they may do early:
- Review your call log, voicemails, texts, and letters
- Help preserve proof so nothing gets lost
- Push for written validation before you pay
- Evaluate whether the conduct could potentially violate consumer laws
For threats about âpaperwork/service,â you can also read: Threats of service of process by debt collectorsÂ
Call: +1 877 700 5790
Success Stories
Amazing! My experience was very quick and easy and I got a nice settlement in no time. Also, their word was kept as far as not paying any fees. Zero out of pocket, and great settlement in return. 5 stars!
I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasnât entirely sure were owed⊠because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also havenât received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
About attorney Derek DePetrillo
Attorney Derek DePetrilloâs profile describes a consumer-protection practice focused on building cases from documentation call records, letters, screenshots, and recorded messages so consumers can enforce their rights when collection tactics may cross the line. (If you want, Iâll tailor this to your preferred 50â70 word style using the firmâs attorney profile page wording.)
FAQs about Gatestone & Co
1) Who is Gatestone & Co?
Gatestone & Co. International Inc is listed on BBB as a collections agency and BBB states the company offers collection agency services.
2) What is Gatestoneâs verified phone number?
BBB lists (800) 900-4238 as the main phone and also lists other numbers used by the business.
3) What is Gatestoneâs Phoenix address?
BBB lists 455 N 3rd St Ste 260, Phoenix, AZ 85004-3937 as the headquarters address.
4) Why might Gatestone contact me?
They may be attempting to collect a past-due account placed with them by a creditor. Request written validation before discussing payment.
5) What if I think the debt isnât mine?
Donât pay. Request written validation and compare the creditor/amount/dates to your records before taking action.
6) What if they threaten wage garnishment?
Garnishment typically requires a court process. If you believe threats are being used as pressure without paperwork, document the wording and request written confirmation.
7) Are there compliance actions tied to Gatestone?
North Carolina DOI has published regulatory action materials and a voluntary settlement agreement entry for Gatestone & Co. International, Inc.
8) How do I stop the calls quickly?
Switch to writing: request validation, keep a call log, and ask for written-only contact if calls continue.
9) Should I pay through an online portal?
Only after you verify the portal is legitimate and the reference number matches your notice. Gatestoneâs payment site includes a debt-collector disclosure.
10) When should I speak to an attorney?
If you believe the calls are excessive, threats are misleading, or validation is refused, an attorney can review your evidence and explain what options may apply.
If you paste the exact caller-ID numbers your client is receiving (or upload the letter with personal info removed), Iâll convert your phone-number section into a clean Verified vs Consumer-reported table so it stays accurate and not generic.



