Who is Estate Recoveries Inc and why are they calling me?

Estate Recoveries Inc (ERI) is a third‑party debt collector based in Maryland that specializes in collecting debts from estates of deceased individuals. If they’re calling, they likely believe you are the executor, beneficiary, or otherwise responsible for an outstanding debt.

Is Estate Recoveries Inc a legitimate debt collector or a scam?

ERI is a legitimate collection agency and has been involved in multiple lawsuits under the FDCPA. However, many consumers report harassing tactics, so it’s always wise to request written debt verification before taking any steps.

What kind of harassment tactics does Estate Recoveries Inc use?

Consumers report ERI using repeated calls, contacting at odd hours, threatening legal action, and calling relatives or executors. These practices may violate the FDCPA if they involve threats, profanity, or excessive calls.

What are my rights under the Fair Debt Collection Practices Act (FDCPA)?

Under the FDCPA you have the right to request written validation of the debt, demand that ERI stop calling, and be free from harassment like threats, obscene language, or repeated calls with intent to annoy or abuse.

How can I stop Estate Recoveries Inc from calling me?

You can send a written cease‑and‑desist letter or debt validation letter. Once they receive it, ERI must cease all calls (except to notify about legal action), and you can file complaints with the CFPB, FTC, or your state attorney general if calls continue.

Can I sue Estate Recoveries Inc for FDCPA violations?

Yes. If ERI violates the FDCPA—such as by placing harassing calls—they can be sued and you may recover damages, including up to $1,000 statutory damages, plus attorney fees.

How can I verify that a call from ERI is not a scam?

Ask for ERI’s full company details and request validation in writing. Scammers often refuse to provide this or pressure for prepaid or untraceable payments—red flags that indicate a possible scam.

Can Estate Recoveries Inc call my family or workplace?

They may contact third parties only to locate you, and only to ask for contact info—not to discuss your debt. Calling family, friends, or your employer to shame or pressure you is a violation of the FDCPA.

Will Estate Recoveries Inc affect my credit report?

Yes. If ERI reports the debt to credit bureaus, it can negatively impact your credit score. You have the right to dispute any inaccuracies directly with the credit reporting agencies.

What should I do if Estate Recoveries Inc sues me?

If you’re served, respond to the lawsuit by the deadline. You can dispute the case in court, request debt validation, raise FDCPA violations, and possibly negotiate a settlement or dismissal.

Estate Recoveries Inc Phone Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Estate Recoveries Inc Phone Harassment❓

Is Estate Recoveries Inc (ERI) calling you? Stop Estate Recoveries Inc phone harassment.Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ERI phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Introduction to Debt Collection

Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collection agencies, such as Estate Recoveries Inc, play a crucial role in this process. These agencies work on behalf of creditors to collect debts that are past due. It is essential for consumers to understand their rights and the fair debt collection practices that debt collectors must follow. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including Estate Recoveries Inc. This law protects consumers from abusive and unfair debt collection practices.

Is Estate Recoveries Inc a Scam❓

According to the Better Business Bureau website, Estate Recoveries Inc has been in business for 34 years.

Who is Estate Recoveries Inc❓

Estate Recoveries Inc is third party debt collector located in Timonium, Maryland. ERI has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer

🏛️ Estate Recoveries Inc Address: PO Box 4597 Timonium, MD 21094-4597

📞 Phone: (443) 615-7418

Estate Recoveries Inc Collection Tactics

Estate Recoveries Inc, like many debt collection agencies, uses various tactics to collect debts. These tactics may include phone calls, letters, and emails. The agency may also report debts to credit bureaus, which can negatively impact a consumer’s credit report. It is essential for consumers to be aware of their rights and to verify the legitimacy of any debt before making payments. Estate Recoveries Inc may use computer-generated notices and collection account specialists to communicate with consumers. However, the agency must comply with federal laws, including the FDCPA and the Telephone Consumer Protection Act (TCPA).

Estate Recoveries Inc Collection Examples

If Estate Recoveries Inc engages in any of the following tactics, you may have a case:

🚫 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
❌ Telling you or anyone else that you’ve committed a crime
🔁 Calling repeatedly for the wrong person
📜 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Estate Recoveries Inc Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

📲 (443) 615-7418
📲 (866) 794-1322
📲 (888) 374-8843
📲 (410) 319-9900
📲 (410) 444-8022

If the answer is yes, then you are receiving calls from a known ERI number. You may be a victim of ERI phone harassment. The list above is not all the numbers that ERI uses. The calls can be from a different number and it still be Estate Recoveries Inc calling you. Contact our office right away so we can start the process to stop ERI from calling you illegally. Above all, no one should live with harassment!

Consumer Rights and Protections

Consumers have several rights and protections under the FDCPA. These rights include the right to dispute a debt, the right to request validation of a debt, and the right to stop collection calls. Consumers can also file a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau (BBB) if they believe a debt collector has engaged in unfair or abusive practices. It is essential for consumers to understand these rights and to seek help from a reputable credit repair company or law firm if they are experiencing debt collection harassment.

Negotiation and Settlement Strategies

Negotiating with a debt collector, such as Estate Recoveries Inc, can be challenging. However, consumers may be able to settle a debt for less than the original amount owed. This is often referred to as a “pay for delete” agreement. In exchange for payment, the debt collector agrees to remove the debt from the consumer’s credit report. Consumers should be cautious when negotiating with debt collectors and should seek help from a reputable credit repair company or law firm if necessary. It is also essential to understand the potential benefits and risks of settling a debt, including the impact on credit scores and credit reports.

Professional Help and Resources

Consumers who are experiencing debt collection harassment or who need help negotiating with a debt collector can seek professional help. Reputable credit repair companies, such as The Credit Pros, can provide assistance with disputing debts, negotiating settlements, and repairing credit reports. Law firms, such as Consumer Rights Law Firm PLLC, can also provide help with debt collection cases and can represent consumers in court if necessary. The Better Business Bureau (BBB) and the Federal Trade Commission (FTC) are also resources that consumers can use to file complaints and seek help with debt collection issues. Additionally, consumers can explore alternative strategies, such as credit counseling and debt management plans, to manage their debt and improve their credit health.

Common Questions

Is ERI a scam❓

No, Estate Recoveries Inc has been in business for 34 years.

Can Estate Recoveries Inc garnish my wages❓

Yes, ERI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can ERI sue me❓

Yes, ERI can sue you so long as the debt is within the statute of limitations.

Can ERI report my debt to the collection bureaus❓

Yes, Debt collectors are allowed to place the collection account on your credit report.

Can ERI arrest me❓

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Estate Recoveries Inc in the past and can be found on Pacer.gov.

📋 3:10-cv-00370-W-WVG Baruch v.
📋 8:10-cv-00067-JSM-MAP Jones v.
📋 0:06-cv-60206-WPD Munroe Aylwin v.
📋 9:11-cv-80728-DMM Harmon v.
📋 0:02-cv-61110-WDF Betancourt v.

About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Estate Recoveries Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Estate Recoveries Inc. call us at 855-385-8182 for immediate assistance or visit our website.

Success Stories

🏆 I was dealing with daily stress because of harassing phone calls about an old debt. The calls were rude, persistent, and sometimes even threatening. I felt helpless until I found Consumer Rights Law Firm, PLLC online. Their team immediately took charge, filed a complaint, and got the calls to stop. Not only were they efficient, but they also treated me with respect throughout the process. I would 100% recommend them to anyone in a similar situation.
🏆 After months of phone harassment from a collector, I was skeptical that a law firm could do anything. But Consumer Rights Law Firm, PLLC proved me wrong. They handled everything professionally and kept me updated every step of the way. I was able to get peace of mind, and the collection agency actually had to compensate me. I can’t thank this firm enough for how they turned things around for me.
🏆 I contacted Consumer Rights Law Firm, PLLC after reading positive reviews. My case involved repeated calls, voicemails, and letters from a collection agency that wasn’t even verifying my debt. The firm’s attorneys stepped in immediately, sent a cease and desist, and gathered evidence to support my claim. The harassment stopped, and I felt protected throughout the process. Their knowledge of consumer protection laws is unmatched.

Check out the links below for more information:

🔗 Debt Collection FAQs | Consumer Advice
🔗 Maryland Attorney General

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.