ERS Resolution Group Debt Collection Harassment?
Are you receiving harassing calls and text messages from ERS Resolution Group? Do they call you several times a day or at inconvenient hours and places (such as your place of employment)? And finally, do you wish that there was a way to get debt collection agents from ERS Resolution Group off your back for good? There’s good news because after reading this article, you will never need to endure ERS Resolution Group phone harassment or harassment from any other debt collector.
What image comes to your mind when the word “debt collector” is mentioned? Is it an image of a reputable business entity or one of a coin-grabbing rogue who will do almost anything -whether legal or not- to turn a profit?
Regardless of how you view debt collectors or what images the mention of the name of a debt collection agency triggers in your mind, the fact still remains that they are legally entitled to collect the money that you owe to them or to your first-party debt collector (on whose behalf they are collecting the debt) and no law or consumer rights attorney will save you from that.
On the flip side, if you are being harassed by agents from the ERS Resolution Group debt collection agency, then there is a more serious issue at hand, and soliciting the services of a consumer rights attorney will do you tremendous good.
What you may not know is that the law mandates debt collection agencies to abide by the laws prescribed by the Fair Debt Collection Practices Act and the Telephone Consumers Protection Act, both of which protect the rights of consumers in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money to them.
If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Call us now at 877-700-5790 to discover how we can help you.
The Three Stages of The Debt Collection Process
There are several stages that the debt passes through before it becomes the property of a debt buyer or third-party collection agency. Typically, during the first six months (which is the first stage) of your debt going into delinquency, you will still be receiving calls from your creditor’s internal team of collectors. This entity is referred to as the original creditor (from whom you originally secured the loan) or a first-party collector; you, on the other hand, are the second party in the transaction. We strongly advise you to try to resolve your debt during this period, as your first-party collector is almost always willing to maintain a cordial relationship with you. This is not so much the case for third-party debt collectors.
When a lot of time has gone by (usually 6 months and above) your first-party debt collector may determine that you have no plans to repay your loan, thus, they will need to employ a more persuasive strategy. In the event of this, your loan will most likely be transferred to an external collection agent, also known as a third-party debt collection organization. At this stage, the debt is still the property of your original creditor and is still owed to them. If the third-party debt collection agency hired by your original creditor succeeds in collecting all or part of the debt you owe, they will earn a commission in the form of a fee or a percentage of the total amount of money recovered.
In the third and final stage of the debt collection process, your original creditor is fully convinced that you have no intention to pay up your debts, thus they cancel the debt and sell it (usually for a lot less than the actual amount) to a debt buyer which may also be a collection agency. At this point, your original creditor is no longer part of the deal, and any money recovered belongs entirely to the debt buyer or third-party collection agency. The debt collection agency then starts trying to collect on the debt through any means possible in order to turn a profit. This is the stage that many of you currently find yourselves in.
What is ERS Resolution Group?
ERS Resolution Group Contact:
- 79 ROANKOKE PKWY
- BUFFALO, NY 14210
How do we help you stop ERS Resolution Group Debt Collection Harassment?
If you are facing ERS Resolution Group phone harassment we will send a cease-and-desist letter to the company on your behalf. This should stop the harassment you face by cutting off every means of communication between you and the organization, and if you retain us as your legal counsel, all future correspondence between you and the agency will be directed to our office instead of to you. ,
Furthermore, if ERS Resolution Group has violated your consumer rights or any state law in the process of trying to recover debts from you, then you may be entitled to monetary compensation and statutory damages set at $1000 for the violation of the FDCPA and $500 – $1500 for the violation of the TCPA. The debt collector will also be made to pay your attorney’s fees and costs. Call us today at 877-700-5790 for immediate assistance.
Do you have a Question?
Do you have a question about the ERS Resolution Group debt collection or the entire debt collection process in general? Click here to ask a professional now!
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from ERS Resolution Group. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, the calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, they were able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights” – Shelley, 32
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.” – Chad, 24
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.” – Amy, 42
Check out the links below for more information:
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