How To Stop Edward Sloan & Associates Harassment

Calls from Edward Sloan & Associates need a different response than an ordinary collection call because current public profile records show the business as not rated and marked out of business or suspected out of business. That does not automatically mean every call using the name is fake, but it does make caller identity the first issue to verify.

Before discussing payment, ask for written proof showing the full company name, original creditor, account number, balance, collection authority, and payment destination. If the caller refuses to mail documentation, treat the contact as unresolved.

Why The Out Of Business Alert Comes First

Edward Sloan & Associates is listed as a Texas-based collection agency in Winnsboro. Public profile records identify the business as not accredited, not rated, and marked with an out-of-business or suspected-out-of-business alert.

That finding should not be buried. A collector using the name of a possibly inactive business creates a different kind of risk.The question is not only whether the debt exists. The question is whether the caller is truly connected to the listed Texas entity.

Consumers may also want to review What should I do if i am receiving calls from what i know that is most certainly a scam collection agency before responding to suspicious collection contact.

Edward Sloan & Associates Contact Information

Edward Sloan & Associates Phone Numbers

• (903) 342-3802
• (903) 342-3514
• (903) 347-1221

The listed Edward Sloan & Associates phone number is (903) 342-3802. The listed Edward Sloan & Associates Address is 1005 W Broadway St Apt G, Winnsboro, TX 75494-2063.

What Public Records Say About The Company

Public profile records state that the file was opened in 1998, the business started in 1991, and the company incorporated in 1994. The profile also identifies the business category as a third-party collection agency and lists a Texas Secretary of State license number.

Those details help confirm that the business existed historically. They do not prove that the person calling today is authorized to collect. That is why consumers should compare the caller ID, written notice, address, payment portal, creditor name, and account number before paying.

Consumers may also want to review How to Handle Debt Collectors before responding to collection pressure without documentation.

Complaint And Review Patterns

Public review summaries describe consumers complaining about calls involving wrong-person collection, repeated contact, and difficulty resolving accounts. One publicly quoted complaint summary described calls for a deceased person with the same name, while the consumer denied any account connection.

Those details matter because they fit the core risk with Edward Sloan & Associates: caller identity and account identity can both be unclear. A consumer may be dealing with the wrong person, wrong number, old account, or a collector that has not provided enough documentation.

If you are reading Edward Sloan & Associates reviews or Edward Sloan & Associates complaints, do not rely on them alone. Use them to identify patterns, then compare those patterns with your own records.

Consumers may also want to review What Is a Judgment from a Creditor or Collection Agency if the caller references court action or judgments.

Long V. Edward Sloan And Associates

Long v. Edward Sloan and Associates, Inc., Case No. 5:21-cv-00204, was filed in the United States District Court for the Northern District of Texas, Lubbock Division. The complaint alleged violations of the TCPA, Fair Debt Collection Practices Act (FDCPA), and Texas Debt Collection Act.

The case alleged that collection calls began around June 2021 about alleged medical bills from Cogdell Memorial Hospital totaling $6,905. The plaintiff alleged that he asked for calls to stop, but the company continued calling his cell phone.

The complaint also alleged dead air before a representative joined the call, prerecorded voicemail messages, at least 20 calls after the stop request, and calls from multiple phone numbers.

This is useful legal substance, not just a case name. For a consumer receiving calls today, the Long allegations show why the timeline matters. The strongest evidence may be the first call, the stop request, the later calls, the voicemail language, and whether written validation ever arrived.

The allegations should not be treated as court findings unless the final docket outcome is reviewed. Still, the complaint identifies the kind of conduct attorneys would examine: consent, call technology, revocation, validation, and repeated contact after objection.

Texas Collection Rules Matter

Texas law matters because the company is tied to Texas. The third-party debt collectors and credit bureaus generally must file a $10,000 surety bond with the Texas Secretary of State before engaging in debt collection.

That requirement matters when a caller claims legal authority. A consumer can ask whether the collector is properly bonded and authorized to collect. Texas Finance Code Chapter 392 also addresses abusive, deceptive, or unfair debt collection conduct.

If you live outside Texas, your own state may also matter for lawsuit deadlines, wage garnishment, exemptions, licensing, credit reporting, and time-barred debt.

How To Respond Before Payment

Do not begin with settlement. Begin with identity and validation.

Ask for:

• Full legal company name
• Current mailing address
• Original creditor name
• Current account owner
• Account number
• Itemized balance
• Date of first delinquency
• Medical provider or service date, if applicable
• Written validation notice
• Proof of collection authority
• Written settlement and release terms

If the caller will not provide those documents, payment should wait.

Warning Signs Specific To Edward Sloan & Associates

Edward Sloan & Associates Harassment concerns should focus on the company’s actual risk pattern, not a recycled list.

Be careful if:

• The caller uses the company name despite the out-of-business alert
• Calls come from rotating numbers without a matching notice
• A prerecorded message leaves only vague “personal business matter” language
• The caller demands payment before sending validation
• The account involves a medical bill but no provider records are supplied
• Calls continue after a stop request
• The caller threatens court without a case number
• Credit reporting appears without clear account proof

Save caller IDs, voicemails, texts, letters, envelopes, payment links, credit reports, disputes, and court papers.

Consumers may also want to review Should I Choose Between a Lump-Sum Payment or a Payment Plan with a Collection Law Firm before agreeing to settlement terms.

Credit Reporting And Settlement Risks

If Edward Sloan & Associates appears on your credit report, check the creditor name, balance, dates, account status, and dispute notation. A collection item connected to an unclear or possibly inactive collector should be disputed in writing if the information is incomplete or wrong.

A settlement should never rely on a phone promise. A written agreement should state the account number, amount paid, due date, payment destination, release language, and credit-report treatment. If the collector cannot identify where the money goes, do not pay.

What CRLF Looks At First

When someone contacts Consumer Rights Law Firm PLLC about Edward Sloan & Associates, the first attorney question is identity: is the caller actually connected to the Texas company listed in public records, or is someone using the name to pressure payment?

The second question is chronology. If the consumer asked for calls to stop, the review focuses on what happened afterward. The Long complaint shows why post-objection call logs can matter. Calls after revocation, prerecorded messages, and repeated contact can create a different legal issue than one ordinary collection call.

The third question is documentation. CRLF would compare the collector’s notice with the creditor record, credit report, medical bill if involved, and any payment demand. If the company name, address, account, or amount does not match, settlement may not be the right first move.

For Edward Sloan & Associates, the legal review is specific: verify the caller, verify Texas authority, verify the account, verify consent for calls, and verify whether payment would actually close the matter.

Success Stories

Matthew was kind and understanding. He gave excellent service! I highly recommend Matthew and the whole firm to anyone! They settled my claim fast and efficiently to my highest satisfaction!

I found myself in a serious position with an old credit debt. I must say that they were extremely helpful and informative. Solved my problem with quick and effective approach. HIGHLY RECOMMENDED AND APPRECIATED.

Consumer Rights Law Firm is amazing! Derek was A+ all the way getting a Debtor to stop harassing me & even had them pay the court costs & fees! I am flabbergasted- had to pinch myself even!!! Thank you SO much Derek! Would most definitely recommend this firm to anyone who is going through the same thing. Give them a call!

Final Steps If Calls Continue

If Edward Sloan & Associates keeps calling, reporting, or threatening legal action, send a written validation request and keep proof of delivery. If calls continue after a stop request, preserve the call pattern carefully.

Call Consumer Rights Law Firm PLLC at +1 (877) 700-5790 if the contact feels suspicious, abusive, automated, unsupported, or tied to inaccurate credit reporting.

FAQs About Edward Sloan & Associates

Is Edward Sloan & Associates Real?

Yes, public records identify it as a Texas collection agency, but the profile shows an out-of-business or suspected-out-of-business alert.

Why Are They Calling Me?

They may claim a creditor placed an unpaid account for collection. Ask for written validation before discussing payment.

What Is The Phone Number?

The listed number is (903) 342-3802. Other reported numbers include (903) 342-3514 and (903) 347-1221.

What Address Is Listed?

The listed profile address is 1005 W Broadway St Apt G, Winnsboro, TX 75494-2063.

Is This A Scam?

Not automatically, but the out-of-business alert makes caller verification especially important before payment.

Can It Affect My Credit?

Yes. If reported, dispute inaccurate balances, dates, ownership, or unsupported collection information in writing.

Are There Lawsuits?

Yes. Long involved Telephone Consumer Protection Act (TCPA) and FDCPA allegations. Review the exact docket before relying on any summary.

What Did Long Alleged?

The complaint alleged repeated cell-phone calls, prerecorded messages, dead air, and at least 20 calls after a stop request.

Can It Affect My Credit?

If reported, dispute inaccurate balances, dates, ownership, or unsupported information in writing.

Should I Pay Immediately?

No. First verify the company, creditor, balance, authority, payment destination, and written release terms.

Other Phone Numbers Used By Edward Sloan & Associates