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Delta Outsource Group Debt Collection Harassment? Stop the Calls!

Are you being harassed by Delta Outsource Group over a debt? Delta Outsource Group should not be harassing you. It is unlawful. When debt collectors like Delta Outsource Group begin to go too far in their collection activities; the good news is that they can be stopped.

More people are falling into debt daily and this is due to a diverse number of reasons. It could be as a result of a bad economy or due to personal challenges, or even mismanagement of funds. Whatever be the reason, it is advisable to try to stay away from debts by putting some measures in place like increasing your sources of income, cutting down on unnecessary expenses, and so on.

However, life may still happen and you may fall behind on a few bills. Being in debt is not a comfortable place for anyone. It comes with a lot of stress and baggage, one of which is Delta Outsource Group debt collection calls or calls from another debt collection agency. It may even come with the possibility of debt collection harassment.

It is normal to fall behind on your bills and get into debt once in a while; it’s only human. You shouldn’t have to be treated like a criminal just because you owe money to a debt collection agency or original creditor.

If a Delta outsources group debt collector is calling you concerning your debt, that is okay. You should begin to look at the options available to you to settle it. But if the debt collector is harassing you as a result, then you have to stop them. Delta Outsource Group phone harassment is unlawful and should not be endured.

Federal laws like the Fair Debt Collection Practices Act prohibits debt collectors like Outsource group from disturbing or harassing you. If you are facing Delta Outsource Group phone harassment or any other form of harassment, call us now.

We can help guide you to put a final stop to Delta Outsource Group phone harassment. 

The Debt Collection Process

A debt collection process is a series of events that take place within a specified amount of time in following up payment of debts that are owed by either individuals or businesses.

In other words, it is a system put together to recover delinquent amounts and overdue debts in the most ethical means from a debtor, by using a debt collector like Delta outsource to stand in for a creditor.

A debt collection agency, also known as a debt collector, is an organization that specializes in recovering debts on behalf of a creditor. There are two types of debt collection agencies:

  • First-party agency: This agency is a subsidiary of the creditor, who can either be an individual or an independent department within the company.
  • Third-party agency: This agency is contracted by the creditor to recover the debts in their stead. E.g Delta Outsource Group debt collection. 

The debt collection process starts with the creditor giving the debtor the space of about 30 days to pay off all debts. When these 30 days are over and the debts are still not paid, the First-party agency steps in on behalf of the creditor. This time the debtor has 180 days to make a payment, otherwise, the third-party agency may take the delinquent debt as an offense and can sue the debtor to court.

For the creditor to duly hand the debtor over to the debt collection agency, the creditor, individual or company, must provide a collection account, a credit record, and a statement showing a re-assigning of the debt to the agency. However, it is important to note that some regulations are put in place over the debt collection process, but it differs according to regions.

Generally, it is known that third-party debt collectors are not allowed to harass you during their debt collection process. Delta Outsource Group debt collection should be a stress-free process, and if it’s happening otherwise for you, something is wrong. You do not have to put up with Delta Outsource Group phone harassment and other vices. Put an end to it today. You have the right to file a complaint to your state’s Attorney General or even sue Delta outsource group inc. Call us immediately at 877-700-5790 to begin discussing your options.

Delta Outsource Group scam?

Delta Outsource is a recognized collections agency with operations in Missouri. According to the Better Business Bureau website, Delta Outsource Group has been in business since 2009. There have been 3 customer complaints filed. Read more here: Delta Outsource Group Better Business Bureau

What is Delta Outsource Group?

Delta Outsource Group is a third-party debt collector located in O”Fallon, Missouri. The agency is a BBB accredited debt collections company that specializes in receiving delinquent debts from debtors on behalf of the original creditors.

Contact information

Address: PO Box 1210
O Fallon, MO 63366-9010
Phone: (800) 364-1895

Delta Outsource Group Debt Collection Harassment Tactics

If Delta Outsource Group engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
  • Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
  • Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
  • Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
  • Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
  • Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)

Delta Outsource Group Phone Number             

Are you receiving any harassing phone calls from this number?

800-364-1895

If so, you may be a victim of Delta Outsource Group debt collection harassment. The list above is not all the numbers that Delta Outsource Group uses. If you are receiving calls from a number that you suspect to be delta collection, call us immediately at 877-700-5790 to begin discussing your options.

 

The following is a sample list of complaints filed against Delta Outsource Group and can be found on Pacer.org.

1:18-cv-01084-WCG Koehn v. Delta Outsource Group, Inc. et al

1:18-cv-22201-JEM Araujo v. Delta Outsource Group, Inc. et al

3:18-cv-00953-JJH Page v. Delta Outsource Group, Inc. et al

1:17-cv-08511 Lemke v. Delta Outsource Group, Inc.

2:16-cv-06481 Foley v. Delta Outsource Group, Inc. et al

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Delta Outsource Group debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent Delta Outsource Group debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.

 

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

Attorney General of Missouri 

Consumer Financial Protection Bureau