Understanding Your Legal Rights When Facing Debt Collection

Dealing with debt collectors can be stressful, especially when legal firms like Ring & Green, Attorneys at Law are involved. Understanding your rights under the Fair Debt Collection Practices Act (FDCPA) can protect you from harassment, misrepresentation, and unfair practices.

 Contact Information for Ring & Green, Attorneys at Law

📍 Address: 3435 Overland Avenue, Los Angeles, CA 90034
📞 Phone: (310) 226-2550
📠 Fax: (310) 226-2459
🌐 Website
🔎 FindLaw Profile

 Common Debt Collection Tactics to Watch Out For

  • ➡️ Harassing Phone Calls: Debt collectors cannot call you excessively or use abusive language.
  • ➡️ Misrepresentation: They cannot lie about the amount you owe or falsely claim to be attorneys.
  • ➡️ Threats of Legal Action: If a debt collector threatens legal action without the intention to follow through, it may be illegal.

Learn more: Can a debt collector swear at me?

 How to Respond If a Debt Collection Law Firm Contacts You

If you’ve received a letter or call from Ring & Green, Attorneys at Law, take the following steps:

  • ✅ Request Debt Validation: You have the right to ask for proof of the debt before making any payments.
  • ✅ Know Your Legal Options: If the debt is invalid or past the statute of limitations, you may not be required to pay.
  • ✅ Seek Legal Help: Consulting with an FDCPA attorney can help you understand your rights and fight unfair collection practices.

Learn more: How to fight a collection agency

 Debt Collection and Your Credit Score

Debt collection lawsuits can significantly impact your credit score and financial stability. If a firm like Ring & Green, Attorneys at Law takes legal action against you, it can result in:

  • ➤ Judgments that may lead to wage garnishment.
  • ➤ Negative credit reporting affecting future loan approvals.
  • ➤ Increased financial stress due to accumulating fees and penalties.

Learn more: Do collection agencies file lawsuits?

Don’t Let Debt Collectors Control Your Future! Take Action Today

At Consumer Rights Law Firm PLLC, we help consumers fight back against unlawful debt collection practices. If Ring & Green, Attorneys at Law or any other debt collection firm is harassing you, you have rights!

📞 Call us now

Ignoring debt collection attempts can cost you. Know your rights, fight back, and take control of your financial future!