Credit Protection Association Phone Harassment?

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by | May 19, 2020 | FDCPA

Credit Protection Association Phone Harassment?

Is Credit Protection Association (CPA) calling you? Stop Credit Protection Association phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop CPA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Credit Protection Association a Scam?

According to the Better Business Bureau website, Credit Protection Association has been in business for 21 years. There have been 194 complaints filed against CPA with the BBB.

Credit Protection Association Better Business Bureau

Who is Credit Protection Association?

Credit Protection Association is a third party debt collector located in Dallas, Texas. Credit Protection Association also goes by the names, Equipment Recovery Services and CRD PRT Assoc. According to Credit Protection Association’s website CPA was founded on a tradition of innovation and excellence. We provide outsourced solutions that improve operational efficiencies for our clients in the cable, fitness, telecom, tolling and utilities industries. As of October of 2018, there have been 206 complaints filed against Credit Protection Association.

Address: 13355 Noel Road, 21st Floor

One Galleria Tower

Dallas, TX 75240

Phone: (800) 800-6499

Credit Protection Association is often referred to or searched for by other names. These include:

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Credit Protection Association Collection Tactics

If Credit Protection Association engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Credit Protection Association Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

855-794-0600, 888-745-2315, 800-326-1879, 800-800-6499, 972-991-3171, 972-677-6364, 844-335-5695, 844-335-5702, 888-745-3191, 855-852-9343, 844-335-5696, 844-681-2008, 857-254-9758, 888-745-3191, (855) 794-0600, (888) 745-2315, (800) 326-1879, (800) 800-6499, (972) 991-3171, (972) 677-6364, (844) 335-5695, (844) 335-5702, (888) 745-3191, (855) 852-9343, (844) 335-5696, (844) 681-2008, (857) 254-9758, (888) 745-3191, 8557940600, 8887452315, 8003261879, 8008006499, 9729913171, 9726776364, 8443355695, 8443355702, 8887453191, 8558529343, 8443355696, 8446812008, 8572549758, 8887453191

If the answer is yes, then you are receiving calls from a known CPA number. You may be a victim of CPA phone harassment.  The list above is not all the numbers that CPA uses. The calls can be from a different number and it still be Credit Protection Association calling you.  Contact our office right away so we can start the process to stop CPA from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CPA a scam? No, Credit Protection Association has been in business for 194 years.

Can Credit Protection Association garnish my wages? Yes, CPA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CPA sue me? Yes, CPA can sue you so long as the debt is within the statute of limitations

Can CPA report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can CPA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Credit Protection Association in the past year and can be found on

1:19-cv-00842 Lopez-Esparza v. Credit Protection Association, LP

7:18-cv-07924-CS Friedman v. Credit Protection Association L.P.

2:13-cv-00767-CMV Peters v. Credit Protection Association LP

4:18-cv-02231-PJH Fernandez v. Credit Protection Association, L.P.

8:18-cv-01954-CEH-SPF Emmons v. Credit Protection Association, L.P.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Credit Protection Association harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Credit Protection Association call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Texas Attorney General

Consumer Finance

Credit Protection Association