Commonwealth Financial Systems Phone Harassment?

Is Commonwealth Financial Systems (CFS) calling you? Stop Commonwealth Financial Systems phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop CFS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Commonwealth Financial Systems a Scam?

According to the Better Business Bureau website, Commonwealth Financial Systems has been in business for 17 years. There have been 451 complaints filed against CFS with the BBB.

Commonwealth Financial Systems Better Business Bureau

Who is Commonwealth Financial Systems?

Commonwealth Financial Systems is third party debt collector located in Scranton, Pennsylvania. They have been sued in federal court over 540 times for violating consumer’s rights while collecting on alleged debts. Among the numerous alleged violations Commonwealth Financial Systems has been sued for using robo calls and harassing third parties while trying to collect on an alleged debt.

Address: 245 Main St

Dickson City, PA 18519-1641

Phone: (800) 848-2170


Commonwealth Financial Systems is often referred to or searched for by other names. These include:

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Commonwealth Financial Systems Collection Tactics

If Commonwealth Financial Systems engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Commonwealth Financial Systems Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-848-2170, 570-347-1115, 208-758-0312, 210-853-2334, 214-484-0014, 217-883-4743, 225-341-1102, 309-517-0795, 321-250-7016, 321-250-7031, 330-474-0430, 405-273-4577, 410-505-5306, 513-257-0188, 570-330-0800, 570-342-1600, 570-347-1115, 570-383-3981, 570-558-9513, 570-558-1634, 570-963-1644, 702-576-0635, 713-936-2285, 706-510-3129, 800-835-8985, 800-848-2170, 856-412-8393, 866-227-9324, 866-927-9347, 916-476-2388, (800) 848-2170, (570) 347-1115, (208) 758-0312, (210) 853-2334, (214) 484-0014, (217) 883-4743, (225) 341-1102, (309) 517-0795, (321) 250-7016, (321) 250-7031, (330) 474-0430, (405) 273-4577, (410) 505-5306, (513) 257-0188, (570) 330-0800, (570) 342-1600, (570) 347-1115, (570) 383-3981, (570) 558-9513, (570) 558-1634, (570) 963-1644, (702) 576-0635, (713) 936-2285, (706) 510-3129, (800) 835-8985, (800) 848-2170, (856) 412-8393, (866) 227-9324, (866) 927-9347, (916) 476-2388, 8008482170, 5703471115, 2087580312, 2108532334, 2144840014, 2178834743, 2253411102, 3095170795, 3212507016, 3212507031, 3304740430, 4052734577, 4105055306, 5132570188, 5703300800, 5703421600, 5703471115, 5703833981, 5705589513, 5705581634, 5709631644, 7025760635, 7139362285, 7065103129, 8008358985, 800-8482170, 8564128393, 8662279324, 8669279347, 9164762388.

If the answer is yes, then you are receiving calls from a known CFS number. You may be a victim of CFS phone harassment.  The list above is not all the numbers that CFS uses. The calls can be from a different number and it still be Commonwealth Financial Systems calling you.  Contact our office right away so we can start the process to stop CFS from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CFS a scam? No, Commonwealth Financial Systems has been in business for 17 years.

Can Commonwealth Financial Systems garnish my wages? Yes, CFS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CFS sue me? Yes, CFS can sue you so long as the debt is within the statute of limitations

Can CFS report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can CFS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Commonwealth Financial Systems in the past year and can be found on

2:18-cv-00492-DRH-GRB Navas v. Commonwealth Financial System, Inc. et al

2:18-cv-02069-CSB-EIL Gould v. Commonwealth Financial Systems Inc

4:17-cv-00913-O Thompson v. Commonwealth Financial Systems, Inc.

3:18-cv-01516-B Mulvey v. Commonwealth Financial Systems Inc

8:19-cv-00202-VMC-SPF Whalen v. Commonwealth Financial Systems Inc.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the NCO Group  harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:


Pennsylvania Attorney General

Consumer Finance

Stop calls from Weltman Weinberg & Reis