🚨Collections Services of Athens Phone Harassment❓
Is Collections Services of Athens harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Collections Services of Athens phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
By adhering to the FDCPA, Collection Services of Athens aims to create a fair and respectful environment for consumers.
🎯Introduction to Debt Collection
Debt collection is a process where a collection agency, such as Collection Services of Athens, attempts to recover unpaid debts from individuals or businesses. The debt collection industry is regulated by the Fair Debt Collection Practices Act (FDCPA), which ensures that collection agencies operate fairly and transparently. Collection Services of Athens is a legitimate business that provides debt collection services to creditors in Athens, GA, and surrounding areas. The company’s primary goal is to collect outstanding debts on behalf of their clients, while also ensuring that consumers’ rights are protected. Collection Services of Athens operates in accordance with the FDCPA and other relevant laws, such as the Fair Credit Reporting Act (FCRA).
⚠️Is Collections Services of Athens a Scam❓
According to the Better Business Bureau website, Collections Services of Athens is a recognized business that has been operating since 1937. There have been 25 complaints closed in the last 3 years and 4 complaints closed out in the last 12 months.
🔎What is Collections Services of Athens❓
Collections Services of Athens has been a local business under the same family ownership since 1937.
Address: PO Box 8048 Athens, GA 30603-8048 Phone: (706) 549-2263 Fax: (706) 353-7450
💡Understanding Collection Agency Tactics
Collection agencies like Collection Services of Athens use various tactics to collect debts, including phone calls, letters, and emails. These agencies may also report unpaid debts to credit bureaus, which can negatively impact an individual’s credit score. Collection Services of Athens may use skip tracing techniques to locate debtors who have moved or are avoiding payment. The company may also negotiate payment plans or settlements with consumers to resolve outstanding debts. It is essential for consumers to understand their rights and options when dealing with collection agencies, including the right to dispute debts and request validation.
📢Collections Services of Athens Phone Harassment Examples
If Collections Services of Athens engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Told you misleading information about your debt or legal rights
📲Known Collections Services of Athens Collection Call Numbers
Are you receiving harassing phone calls from any of the following numbers? If you find any of these numbers on your caller ID, it may be Collections Services of Athens.
(706) 357-9120 (706) 357-9141 (706) 549-2263 (844) 854-9074
If the answer is yes, then you are receiving calls from a known Collections Services of Athens number. You may be a victim of Collections Services of Athens phone harassment. The list above is not all the numbers that Collections Services of Athens uses. The calls can be from different numbers and it still be Collections Services of Athens calling you. Contact our office right away so we can start the process to stop Collections Services of Athens from calling you illegally. Above all, no one should live with harassment!
🏷️Common Questions:
Is Collections Services of Athens a scam❓
No, Collections Services of Athens has been in business since 1937.
Can Collections Services of Athens seize my property❓
Collections Services of Athens can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Collections Services of Athens sue me❓
Yes, Collections Services of Athens can sue you so long as the debt is within the statute of limitations.
Can Collections Services of Athens report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
What conditions must be met for the removal of Collection Services of Athens from my credit report❓
You need to identify any inaccuracies or errors in the report and dispute them with the credit bureau.
📋The following is a sample list of complaints filed against Collections Services of Athens and can be found on Pacer.gov.
2:19-cv-00291-SCJ-JCF Loggins v. Collection Services of Athens, Inc.
1:19-cv-00192-LAG White v. COLLECTION SERVICES OF ATHENS, INC.
3:19-cv-00094-CDL WHITE v. COLLECTION SERVICES OF ATHENS INC
4:19-cv-00488-GAF Foster v. Collection Services of Athens Inc.
1:18-cv-00733-AT Hill v. Collection Services of Athens, Inc.
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collections Services of Athens harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Collections Services of Athens, call us at (877)700-5790 for immediate assistance or visit our website.
⚖️Consumer Rights and Protection
The FDCPA provides consumers with protection from abusive and deceptive debt collection practices. Collection Services of Athens must comply with the FDCPA and respect consumers’ rights, including the right to request debt validation and dispute debts. Consumers have the right to request that collection agencies cease communication or contact them only through their attorney. Collection Services of Athens must also provide consumers with clear and accurate information about the debt, including the amount owed and the creditor’s name. The company must not engage in harassing or threatening behavior, such as making repeated phone calls or using profanity.
📝Legal Concerns and Options
If Collection Services of Athens is contacting you about a debt, it is essential to understand your legal options and rights. You may want to consider seeking the advice of a qualified attorney or credit counselor to help you navigate the debt collection process. Collection Services of Athens may file lawsuits against consumers who fail to pay their debts, but this is typically a last resort. Consumers have the right to respond to lawsuits and defend themselves against debt collection claims. It is crucial to address debt collection issues promptly and seek professional help if needed to avoid further complications and potential legal consequences.
🏆Success Stories
“They harassed me daily for an ER bill my insurance had covered. The firm demanded validation – when Collections Services of Athens couldn’t provide proof, they deleted the debt AND removed it from all three credit bureaus. My score jumped 108 points!”
“Collections Services of Athens called my boss THREE times claiming I was ‘avoiding payments.’ One cease-and-desist letter from Consumer Rights Law Firm PLLC made them stop overnight. No job threats, no lawsuits – just results.”
“15+ automated calls a day from Collections Services of Athens drove me insane. The firm sued under the TCPA and secured a $3,200 settlement – plus, the calls stopped FOREVER. Worth every penny (which they paid, not me!).”
