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Cass & Associates Inc Debt Collection Harassment? Stop the Calls!

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Cass & Associates Inc Debt Collection Harassment? Stop the Calls! Tired of Cass & Associates Inc Debt Collection Harassment? Wish there was a way to make the calls stop? Is Cass & Associates Inc constantly calling and harassing you? Does your phone ring every day, several times per day, because Cass & Associates Inc is calling you to demand payment? Threatening you with legal action? Has Cass & Associates ever used abusive or profane language when speaking with you on the phone? If so, Cass & Associates Inc may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Understanding your rights under the FDCPA

If you are experiencing issues with debt collection or harassment from any collection agency, including Cass & Associates Inc, it’s crucial to understand your rights and take appropriate actions. Here are some general steps you can consider:

  1. Know Your Rights: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which outlines the rights of consumers in the United States when dealing with debt collectors. This act prohibits certain practices, such as harassment, false statements, and unfair collection methods.
  2. Document Communications: Keep detailed records of all communications with the debt collector, including phone calls, letters, and emails. Note the date, time, and content of each interaction. This documentation can be valuable if you need to dispute any actions later.
  3. Request Written Communication: You have the right to request that the debt collector communicates with you in writing rather than over the phone. This can help ensure that all communication is documented and reduces the likelihood of harassment.
  4. Dispute the Debt: If you believe there is an error or if you dispute the debt, you have the right to dispute it with the debt collector. Send a written dispute letter within 30 days of receiving the initial notice, and the debt collector must cease collection efforts until the debt is verified.
  5. Cease and Desist Letter: You can send a cease-and-desist letter to the debt collector if you want them to stop contacting you altogether. Be aware that this does not make the debt go away, but it should stop communication from the collector.
  6. File a Complaint: If you believe you are being harassed by a debt collector, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) and your state’s attorney general office. Provide as much detail as possible about the alleged harassment.
  7. Consult Legal Advice: If you believe your rights are being violated, it may be advisable to consult with an attorney who specializes in debt collection practices. They can provide guidance on your specific situation and help you understand your options.

Please note that the information provided here is general advice and not a substitute for professional legal counsel. Laws and regulations can vary, and it’s essential to seek advice tailored to your specific situation.

If you have specific details or updates on the situation with Cass & Associates Inc, it would be advisable to consult legal advice or contact relevant consumer protection agencies for the most accurate and current information.

Is Cass & Associates Inc a scam?

According to the Better Business Bureau website, Cass & Associates has been in business since 2022.

Cass & Associates Better Business Bureau

If you have any additional questions than please visit our FAQ page: FAQ | Consumer Rights Law Firm PLLC (consumerlawfirmcenter.com

If you are not sure of the name of the collection agency that is contacting you than feel free to visit our list of collection agencies List of Collection Agencies in United States Consumer Rights Law Firm PLLC (consumerlawfirmcenter.com).

Who is Cass & Associates Inc?

Cass & Associates is a third-party debt collector located in Anaheim, California.

Address: 12170 Abrams Road Ste. 1002050 S Santa Cruz St Ste 2000,

Anaheim, CA 92805-6800

Phone Number – (714) 962-5184

Fax Number – (714) 386-1312

Email Address – Customerservice@cassandassociates.com

Dispute – Disputes@cassandassociates.com

Cass & Associates Inc Debt Collection Harassment Tactics

If Cass & Associates Inc engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call.
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive.
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment.
  • Threaten arrest or criminal prosecution.
  • Send false information to the credit bureaus.
  • Cause a telephone to ring an unreasonable number of times.

Consumer Rights in Debt Collection:

It’s crucial for consumers to understand their rights when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law that outlines these rights and protects consumers from harassment. Key provisions include:

  • The right to request written communication instead of phone calls.
  • The right to dispute the debt within 30 days of receiving the initial notice.
  • The right to request verification of the debt.
  • Protection against harassment, threats, and false statements.
Common Questions:

Is Cass & Associates Inc a scam? No, Cass & Associates has been in business since 2022.

Can Cass & Associates seize my property? Cass & Associates can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Cass & Associates Inc sue me? Yes, Cass & Associates can sue you so long as the debt is within the statute of limitations.

Can Cass & Associates Inc report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.

Can Cass & Associates Inc arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Cass & Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more Cass & Associates Inc debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at We Stop Debt Collection & Phone Harassment – Call Now at 877-700-5790 (consumerlawfirmcenter.com)

Success Stories

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”

Check out a links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

California Attorney General

Consumer Financial Protection Bureau

Cass & Associates
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.

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