Fingal, Fahrney & Clark, LLP: Understanding Their Legal and Debt Collection Practices
Who Is Fingal, Fahrney & Clark, LLP?
Fingal, Fahrney & Clark, LLP is a law firm providing a range of legal services, including litigation and transactional law. If they have contacted you regarding a debt, they may be acting on behalf of a creditor or pursuing legal action for unpaid obligations.
Company Contact Information
- 📌 Address: 5120 Campus Drive, Suite 200, Newport Beach, CA 92660
- ☎️ Phone: (949) 723-8100
- 🖨️ Fax: (714) 755-1276
- 🌐 Website: Fingal, Fahrney & Clark, LLP
- ➤ Better Business Bureau Profile: Fingal, Fahrney & Clark, LLP BBB Profile
Common Debt Collection Practices Used by Law Firms
Debt collection law firms like Fingal, Fahrney & Clark, LLP must comply with federal and state laws, including the Fair Debt Collection Practices Act (FDCPA). They may attempt to collect debts through:
- 👉 Phone Calls – Persistent calls requesting payment.
- 👉 Letters – Written notices regarding outstanding balances.
- 👉 Lawsuits – Legal actions to obtain a judgment against you.
Know Your Rights Under the FDCPA
Consumers are protected from unfair collection practices under the FDCPA. Here’s what you should know:
- ➡️ Collectors Cannot Harass You – No threats, excessive calls, or abusive language.
- ➡️ They Must Validate Your Debt – You have the right to request written proof of the debt.
- ➡️ Limited Contact Rules Apply – Learn about your rights regarding debt collector communication at work.
- ➡️ False Legal Threats Are Prohibited – Debt collectors cannot pretend to be lawyers.
How to Respond If Fingal, Fahrney & Clark, LLP Contacts You
If this law firm reaches out to you about a debt, take the following steps:
- ✅ Do Not Ignore the Contact – Responding can help you avoid legal consequences.
- ✅ Request Debt Validation – Ensure they have proof that you owe the debt.
- ✅ Monitor Your Credit Report – If the debt appears on your credit report, check for errors.
- ✅ Consult a Legal Professional – If you believe your rights are being violated, seek legal advice. Learn more about legal protections.
Can a Law Firm Sue You for Debt?
Yes, a law firm like Fingal, Fahrney & Clark, LLP can file a lawsuit on behalf of a creditor. If you receive a court summons:
- ➤ Do not ignore it! Responding is crucial to avoid a default judgment.
- ➤ Understand your legal options – What happens if you miss your court date?
- ➤ Seek legal defense – Attorneys can help you navigate the case.
Removing Negative Marks from Your Credit Report
If this law firm appears on your credit report:
- 👉 Dispute inaccuracies – File a claim with the credit bureaus if information is incorrect.
- 👉 Request proof of debt – If they cannot validate the debt, it must be removed.
- 👉 Negotiate settlements – Sometimes, you can settle the debt for less than owed.
How Consumer Rights Law Firm PLLC Can Help You
At Consumer Rights Law Firm PLLC, we help consumers who are facing aggressive debt collection tactics. Our services include:
- ➡️ Stopping Harassment – We ensure collectors follow the law.
- ➡️ Debt Dispute Assistance – We challenge inaccurate claims.
- ➡️ Legal Defense – We represent consumers in lawsuits.
- ➡️ Negotiation Support – We work toward favorable settlements.
Contact Us Today
If you are dealing with Fingal, Fahrney & Clark, LLP or any debt collection firm, don’t face them alone. We can help protect your rights and fight back.
- ☎️ Call us now at (877) 700-5790
- 🌐 Visit our Better Business Bureau Profile
- 🔗 Learn more about us on our Contact Us page
Our experienced attorneys are ready to assist you in resolving your debt collection concerns.