Estelle & Kennedy: What You Need to Know About Their Debt Collection Practices
Who Is Estelle & Kennedy, A Professional Law Corporation? 📌
Estelle & Kennedy, A Professional Law Corporation, is a law firm that provides various legal services, including debt collection. If they have contacted you regarding a debt, they may be attempting to collect on behalf of creditors or pursuing legal action for unpaid debts.
📍 Company Contact Information:
- Estelle & Kennedy, A Professional Law Corporation
- Phone: (909) 883-4900
- Website: Estelle & Kennedy
- Address: 298 E. Base Line St., San Bernardino, CA 92410
- Better Business Bureau Profile: BBB Estelle & Kennedy
What Debt Collection Practices Does Estelle & Kennedy Use? 🔍
Debt collection law firms like Estelle & Kennedy must follow federal and state regulations when attempting to collect debts. They may send letters, make phone calls, or even initiate lawsuits if a debt remains unpaid. It is essential to understand your rights before responding to their attempts to collect. Learn more about FDCPA protections to safeguard yourself.
Your Rights Under the FDCPA When Dealing with Estelle & Kennedy 🛑
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive and deceptive debt collection practices. Here are some of the key protections you have:
- Right to Validation: You can request written verification of the debt.
- No Harassment: Collectors cannot use threats, profane language, or excessive calls to pressure you.
- Limited Communication: You can request that they only communicate with you in writing or through an attorney.
- Protection Against False Information: Debt collectors cannot misrepresent the amount owed or falsely claim legal actions.
For a deeper understanding of your rights, visit our consumer rights page.
How to Respond If Estelle & Kennedy Contacts You ✉️
If you receive a letter or call from Estelle & Kennedy, follow these steps to protect yourself:
- Do Not Ignore Their Communication: Responding promptly can help you avoid legal action.
- Request Debt Validation: You have the right to verify the legitimacy of the debt before making any payments.
- Keep Records: Document all interactions, including letters and phone calls.
- Seek Legal Advice: If you believe your rights have been violated, consult with a consumer rights attorney. Check out our attorney profile for more details.
Can Estelle & Kennedy Sue You? ⚖️
Yes, Estelle & Kennedy may initiate a lawsuit on behalf of a creditor if they believe you owe a debt. If you receive a court summons, do not ignore it. Failing to respond could result in a default judgment against you, leading to wage garnishment or bank levies.
Removing Estelle & Kennedy from Your Credit Report 📊
If Estelle & Kennedy appears on your credit report, it may be affecting your credit score. Here’s what you can do:
- Check for Errors: Dispute inaccurate information with the credit bureaus.
- Request Debt Validation: If they cannot prove the debt, it may be removed from your report.
- Negotiate a Settlement: Sometimes, you can negotiate to have the account removed in exchange for payment.
Visit our vehicle loan debt assistance page for more insights on handling credit-related issues.
How Consumer Rights Law Firm PLLC Can Help You Fight Back ⚡
At Consumer Rights Law Firm PLLC, we help consumers who are facing unfair or aggressive debt collection tactics. Our attorneys can:
- Dispute Invalid Debts: Challenge incorrect debt claims and reporting errors.
- Stop Harassment: Put an end to abusive collection practices.
- Negotiate Favorable Settlements: Work towards reducing or eliminating your debt.
- Defend Against Lawsuits: Represent you if Estelle & Kennedy takes legal action.
Contact Us Today ☎️
You don’t have to face debt collection alone. If this company has contacted you, we can help protect your rights and fight back against unfair practices.
- Call us now at (877) 700-5790
- Visit our Better Business Bureau Profile
- Learn more about us on our About Us page
Our experienced attorneys are ready to assist you in resolving your debt collection concerns.