Dealing with Eckberg Lammers, Attorneys at Law? Know Your Rights
If Eckberg Lammers, P.C. has contacted you regarding a debt, understanding your rights and legal options is crucial. Whether you’re dealing with debt collection, a lawsuit, or other financial matters, knowing how to respond can help you avoid unnecessary stress and financial setbacks.
Who Is Eckberg Lammers, P.C.?
📍 Address: 1809 Northwestern Avenue, Stillwater, MN 55082
📞 Phone: (651) 439-2878
🌐 Website: eckberglammers.com
Eckberg Lammers is a long-established law firm serving Minnesota and Wisconsin. Their practice areas include business law, municipal law, real estate, personal injury, and debt collection. If you have received a call or letter from them regarding a debt, it’s essential to verify the legitimacy of the claim and understand your rights before taking any action.
🔍 Better Business Bureau (BBB) Profile
What to Do If Eckberg Lammers Contacts You About a Debt
1. Verify the Debt
📌 Request Validation: Debt collectors must provide written verification of the debt. If you have doubts, demand proof before making any payments.
📌 Check for Errors: Mistakes happen. Ensure the amount, creditor details, and your payment history align with what’s being claimed.
🔗 How to Fight a Collection Agency
2. Know Your Legal Rights
✔️ Debt collectors cannot harass you. The Fair Debt Collection Practices Act (FDCPA) protects you from aggressive or deceptive collection tactics.
✔️ You can dispute inaccurate claims. If the debt is incorrect, you have 30 days to dispute it in writing.
🔗 How to Handle Debt Collectors
3. Avoid Common Debt Collection Pitfalls
❌ Don’t Acknowledge the Debt Too Soon: Talking to a debt collector may restart the statute of limitations on old debts.
❌ Don’t Pay Without a Written Agreement: Ensure you get a written settlement agreement before making any payments.
🔗 Does Talking to a Debt Collector Restart the Statute of Limitations?
4. Protect Your Finances from Legal Action
⚖️ Eckberg Lammers may initiate lawsuits against debtors. If you receive a summons and complaint, act quickly. Ignoring legal notices can result in wage garnishments, bank levies, or default judgments.
🔗 How to Respond to a Debt Collection Lawsuit
How Consumer Rights Law Firm PLLC Can Help
At Consumer Rights Law Firm PLLC, we fight for consumers dealing with debt collection issues. If you are receiving calls or facing legal action from Eckberg Lammers, P.C., we can help you:
💼 Challenge Debt Claims: We’ll ensure the debt is valid and fight any inaccuracies in court.
📞 Stop Harassing Calls: If debt collectors violate the FDCPA, you may be entitled to compensation.
⚖️ Defend Against Lawsuits: Our team will guide you through legal responses and possible settlements.
📢 Take action today! Don’t let debt collectors control your financial future. Call us at 877-700-5790 or contact us online for a free consultation.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. Consult us directly for personalized guidance.