Betz-Mitchell Associates Phone Harassment?
Is Betz-Mitchell Associates (BMA) calling you? Stop Betz-Mitchell Associates’ phone harassment. Do they threaten to take legal action or engage in debt collection practices like garnishing your wages? Are they calling you at all hours or several times a day, engaging in harassing communication in an attempt to collect a debt? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop.
Remember, any information obtained during this process will be used solely for debt collection purposes. This kind of harassment is unacceptable and can be filed complaint with platforms like .
They do not use modern communication methods like email or social media to collect debts or obtain personal information. They do not contact debtors or consumers via email for debt collection purposes. Additionally, they does not initiate contact through email or social media.
They do not use media channels to collect debts. Contacting you via email, text messages, or social media for debt collection is not appropriate. You have the legal right to take action against BMA.
Who Is Betz-Mitchell Associates?
Betz-Mitchell Associates, Inc. is a third-party debt collection agency based in Westbury, New York.
| Information | Details |
|---|---|
| Business Type | Third-party debt collector |
| Location | Westbury, NY |
| Years in Business | ~20+ |
| Primary Contact Method | Telephone (718) 895-5469-(516) 390-0169 |
| Alternate Names | Betz Mitchell, Mitchell Associates |
Known address:
265 Post Avenue, Suite 200, Westbury, NY 11590
They may use additional numbers not publicly listed.
Is Betz-Mitchell Associates a Scam?
No — Betz-Mitchell Associates is a legitimate, registered collection agency that has operated for decades.
🔗Betz-Mitchell Associates Better Business Bureau
That said, legitimacy does not exempt a company from compliance. Consumers have accused BMA of:
Harassing communication patterns
Improper pressure tactics
Violations of consumer protection laws
A company can be real and still act unlawfully in specific cases.
What Betz-Mitchell Associates Is Not Allowed to Do
Federal law does not prevent debt collectors from contacting consumers — but it strictly limits how they may do so.
| Reported Behavior | What the Law Says |
|---|---|
| Calling repeatedly to pressure payment | Considered harassment |
| Threatening lawsuits without active legal action | Misrepresentation |
| Discussing your debt with relatives or neighbors | Privacy violation |
| Calling outside permitted hours | Prohibited conduct |
| Using intimidation or aggressive language | Unlawful behavior |
| Continuing calls after written stop requests | Non-compliance |
If any of these situations sound familiar, the issue is no longer “collection” — it may be illegal conduct.
Communication Methods: Important Clarification
Based on consumer reports and available disclosures:
Betz-Mitchell Associates does not initiate debt collection through email
They do not use social media platforms to contact consumers
They do not request personal or financial data through digital channels
Any information they obtain is represented as being used solely for debt collection purposes
This distinction matters — because scammers often impersonate collection agencies using email or social media. Calls claiming to be BMA that arrive through those channels should be treated with caution.
Reported Legal Activity & Consumer Lawsuits
The following is a sample list of complaints filed against Betz-Mitchell Associates in the past year and can be found on Pacer.gov.
| Case | Court |
|---|---|
| Lynch v. Betz-Mitchell Associates (1:17-cv-01289) | Federal |
| Noor v. Betz-Mitchell Associates (1:17-cv-04539) | Federal |
| Ritter v. Betz-Mitchell Associates (1:19-cv-04339) | Federal |
These cases generally involve alleged violations of debt collection laws, not criminal wrongdoing — but they demonstrate recurring consumer disputes.
Debt Collection Rules That Apply in 2026
The primary federal law governing collection behavior is the Fair Debt Collection Practices Act (FDCPA).
Rather than repeating agencies everywhere, here’s how enforcement typically works:
| Issue | Appropriate Authority |
|---|---|
| Harassment or abusive conduct | FDCPA protections |
| Filing formal complaints | |
| Pattern enforcement & penalties | Federal Trade Commission |
| New York-specific protections | NY State consumer laws |
What You Can Do If the Calls Won’t Stop
Consumers are not powerless. Practical steps include:
Request written debt validation before discussing payment
Document every call (date, time, content)
Send a written cease-communication notice if appropriate
Consult a consumer protection attorney if harassment continues
Legal action is not about avoiding debt — it’s about enforcing lawful conduct.
FAQs
Q1: Is Betz-Mitchell Associates a legitimate company or a scam?
A1: Betz-Mitchell Associates is a legitimate debt collection agency with over 20 years of business history in Westbury, New York.
Q2: Can Betz-Mitchell Associates legally contact me to collect a debt?
A2: Yes, they can call you to collect debt, but they must follow legal practices outlined in the Fair Debt Collection Practices Act.
Q3: What actions by Betz-Mitchell Associates could be considered harassment?
A3: Repeated calls, threats, contacting your family, or calling at odd hours are considered harassing and may violate your consumer rights.
Q4: Can Betz-Mitchell Associates contact me via email or social media?
A4: No, they do not use email, text messages, or social media platforms to contact consumers or gather personal information.
Q5: Can BMA garnish my wages?
A5: Yes, but only after obtaining a court judgment or in specific cases like unpaid federal student loans.
Q6: Has Betz-Mitchell Associates faced legal action?
A6: Yes, BMA has faced several lawsuits in Federal Court related to alleged harassment and violations of debt collection laws.
Q7: What phone numbers are associated with Betz-Mitchell Associates?
A7: Known numbers include (718) 895-5469 and (516) 390-0169, but they may use other numbers as well.
Q8: How should I respond if I’m harassed by BMA?
A8: Contact a consumer protection attorney immediately to discuss legal options and stop the harassment from continuing.
Q9: What laws protect consumers from debt collection harassment?
A9: The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive, deceptive, or unfair practices by debt collectors.
Q10: What services does Betz-Mitchell Associates provide?
A10: BMA offers debt collection and revenue cycle management services for clients and claims to follow ethical and legal standards.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our team is experienced in handling cases involving legal action against debt collectors. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you want to learn more about how to safeguard yourself and prevent harassment from them, call us at
Success Stories
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