Berman And Rabin Phone Harassment❓
Is Berman and Rabin (BR) calling you? A very large number of people over time, have complained about the intrusive, annoying and disturbing phone calls debt collectors make. These calls sometimes even becoming threatening. Debt collectors use different tactics in their pursuit of debts and most of these tactics are wrong and unfair to the recipient. Unfortunately, most debt collectors do not care about what their unethical tactics do to you, all they care about is getting money from you. Thankfully, there are bodies that regulate the activities of debt collectors. Federal laws have been enacted to ensure that debt collectors do not go too far. One of these laws is the Fair Debt Collection Practices Act (FDCPA); this law has laid down rules that affect how and when debt collectors can call and interact with you. The Federal Trade Commission (FTC) enforces these laws and can impose penalties, such as the $700,000 fine on Berman & Rabin for violations of the FDCPA.
According to the FDCPA, debt collectors should only use fair, honest, and respectful methods of debt collection. This means that if a debt collector harasses you, lies to you, or threatens you, they have violated your rights and you can take action against them.
If you are experiencing any form of debt collection harassment, you should speak with a good lawyer, contact us now.
Introduction to Debt Collection
Debt collection is the process of recovering unpaid debts from individuals or businesses. It involves a series of steps, including contacting the debtor, sending payment reminders, and negotiating a payment plan. Debt collection can be handled by the original creditor or outsourced to a third-party collection agency, such as Berman and Rabin. Understanding the debt collection process is essential for both creditors and debtors, as it can help resolve outstanding debts and prevent further financial complications. Whether you owe money or are trying to collect it, knowing the ins and outs of debt collection can make the process smoother and less stressful.
Understanding Collection Agencies
A collection agency is a company that specializes in recovering unpaid debts on behalf of creditors. Collection agencies, like Berman & Rabin, use various methods to collect debts, including phone calls, letters, and emails. They may also report unpaid debts to credit bureaus, which can negatively impact an individual’s credit score. It’s essential to understand the role of collection agencies and their practices to navigate the debt collection process effectively. By knowing what to expect, you can better manage your interactions with these agencies and protect your financial health.
Is Berman and Rabin a Scam❓
According to the Better Business Bureau website, Berman & Rabin has been in business for 36 years. There have been 5 complaints filed against B&R with the BBB.
Who is Berman and Rabin❓
Berman & Rabin is third party debt collector located in Overland Park, Kansas. B&R has been a party to a Federal Court case over 110 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Berman & Rabin Address: 15280 Metcalf Avenue Overland Park, KS 66223
📞 Phone: (913) 649-1555
Berman and Rabin Collection Tactics
If Berman and Rabin engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Berman and Rabin Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 913-649-1555
- 📲 913-652-9474
- 📲 913-649-1555
- 📲 (913) 652-9474
- 📲 9136491555
- 📲 9136529474
If the answer is yes, then you are receiving calls from a known B&R number. You may be a victim of B&R phone harassment. The list above is not all the numbers that B&R uses. The calls can be from a different number and it still be Berman & Rabin calling you. Contact our office right away so we can start the process to stop B&R from calling you illegally. Above all, no one should live with harassment!
What If A Debt Collector Is Threatening Me❓
Debt collection harassments come in various forms and threats are just one of them. A debt collector can get desperate and eager to get money from you, so much that they begin to threaten you. People in times past have complained about debt collectors threatening to sue them or send them to jail. Some debt collectors in rare cases go as far as threatening to bring physical harm to the debtor or their loved ones.
It is important that you know that any debt collector who makes threats is violating your consumer rights. The Fair Debt Collection Practices Act prohibits a debt collector from threatening their consumers. A debt collector who threatens to send you to jail is just trying to scare you. Being in debt is not a crime. Thus, no one unsanctioned by the court of law can send you to jail on that premise.
Also, debt collectors are not allowed to threaten you with a lawsuit if they’re not actually filing one. A debt collector who threatens to sue with no intention of doing so has violated the FDCPA.
If a debt collector is threatening you, this is what you should do
- 🛑 Be calm: Do not get afraid, agitated, or frightened. Debt collectors could get very intimidating and almost make you break down. Don’t let this happen. Do not get angry too. You may be tempted to match a debt collector’s challenge by hurling abusive words back at them, but this will not help at all. Plus, it can be used against you eventually.
- 📢 Tell the debt collector that they are violating federal laws: You should let the debt collector know that you are aware of your rights and they are not respecting them. You may also warn them about the consequences and legal steps you may take against them if they fail to desist from making threats to you.
- 📝 Get evidence: Take recordings of the threats and save them. You may need them if you file a case in the future. Confirm the details of the debt, including the original creditor and the amount owed, to ensure accuracy before taking further steps.
- ⚖️ File a lawsuit: If a debt collector refuses to stop making these threats, you have the right to sue them to court.
Debt Collection Agency Regulations
Debt collection agencies, including Berman and Rabin, are regulated by federal and state laws, such as the Fair Debt Collection Practices Act (FDCPA). The FDCPA sets guidelines for debt collectors to ensure they treat consumers fairly and respectfully. Debt collection agencies must comply with these regulations to avoid penalties and fines. Berman & Rabin is committed to adhering to these regulations and maintaining the highest standards of professionalism in its debt collection practices. By following these rules, they ensure that the debt collection process is fair and transparent for all parties involved.
Seeking Professional Help
If you’re dealing with debt collection issues, it’s essential to seek professional help. A reputable debt collection agency like Berman & Rabin can provide guidance and support to help you resolve your outstanding debts. Additionally, you can consult with a credit counselor or a financial advisor to get personalized advice on managing your debts. Remember to always prioritize your financial well-being and take proactive steps to address any debt-related issues. By working with a trusted debt collection agency and seeking professional help, you can overcome debt challenges and achieve financial stability.
The following is a sample list of complaints filed against Berman and Rabin in the past and can be found on Pacer.gov.
- 📋 3:12-cv-05372-BHS Coppes v.
- 📋 4:18-cv-02126-JCH DeShay v.
- 📋 2:14-cv-00348-PA-AS Tavia Lawson v.
- 📋 5:16-cv-01018-F Vo v.
- 📋 3:14-mc-03022-SEM-TSH Higginbotham v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Berman and Rabin. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau. Document any instances of harassment in writing to support your case when seeking legal assistance.
Call us at (877)700-5790 for immediate assistance.
Success Stories
- 🏆 When I first contacted Consumer Rights Law Firm PLLC, I was overwhelmed by the constant calls from a debt collection agency. I didn’t even know what my rights were. From the moment I spoke with one of their attorneys, I felt a sense of relief. They explained everything clearly, took on my case without charging me anything upfront, and within weeks, the calls stopped. Best of all, they helped me receive a settlement because the collector violated the law. I didn’t expect to be compensated for being harassed, but they made it happen. Highly recommend!
- 🏆 This firm is the real deal. I was dealing with robocalls from a credit company that just wouldn’t stop, even after I told them to. Consumer Rights Law Firm PLLC not only got them to stop the calls, but they also secured a settlement for me due to the repeated violations of the TCPA. I appreciated their consistent communication and how they kept me updated throughout the process. It felt good knowing someone had my back and actually knew what they were doing.
- 🏆 I was scared and anxious about dealing with aggressive debt collectors, especially after being threatened with legal action. A friend recommended Consumer Rights Law Firm, and I’m so glad I reached out. From the first call, I felt listened to. Matthew and his team treated me with respect and walked me through everything in simple terms. They took care of four different debt cases for me, and I didn’t feel judged once. They made me feel empowered during a difficult time.
Common Questions
Is B&R a scam❓
No, Berman & Rabin has been in business for 36 years.
Can Berman & Rabin garnish my wages❓
Yes, B&R can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can B&R sue me❓
Yes, B&R can sue you so long as the debt is within the statute of limitations.
Can B&R report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can B&R arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
