🚨Bay Area Receivables Debt Collection Harassment
Tired of Bay Area Receivables Debt Collection Harassment? Wish there was a way to make the calls stop? Is Bay Area Receivables constantly calling and harassing you? Does your phone ring every day, several times per day, because BAR is calling you to demand payment? Threatening you with legal action? Has BA Receivables ever used abusive or profane language when speaking with you on the phone? If so, they may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
They ensures that the integrity of their clients will be maintained and that their utmost concern is maintaining a positive public image.
⚠️Is Bay Area Receivables a scam❓
According to the Better Business Bureau website, they have been in business since 1990. There have been 5 customer complaints filed.
🔎Who is Bay Area Receivables Debt Collection Agency?
Bay Area Receivables is third party debt collector located in Salisbury, Maryland. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that they used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
They are operated on the Eastern Shore of Maryland and services the entire Delmarva Peninsula and surrounding areas.
Address: 714 Eastern Shore Dr Salisbury, MD 21804-5953 Phone: (410) 860-1600 Fax: (410) 860-2718
📢Bay Area Receivables Debt Collection Harassment Tactics
If Bay Area Receivables engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Every possible effort is made to recover accounts receivables, and collection agencies are dedicated to their clients.
📞Bay Area Receivables Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
410-860-1600, 410-742-2232
If so, you may be a victim of Bay Area Receivables debt collection harassment. The list above is not all the numbers that they uses. Also, calls can be from different numbers and it still be BA Receivables calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment.
If you have any questions that you may need answered, we are glad to discuss any concerns you have regarding your account.
🎯Bay Area Receivables Collect Process
Bay Area Receivables is a locally owned and operated collection agency that serves the entire Delmarva Peninsula and surrounding areas. The company has a team of dedicated professionals who work to recover debts on behalf of their clients. With a strong local presence, they understands the unique needs of the community and is committed to providing personalized service to each client. Their goal is to recover outstanding debts efficiently while maintaining a respectful and professional approach.
🔍How Bay Area Receivables Collects Debt
Bay Area Receivables uses a variety of methods to collect debt, including activity reporting, credit bureau reporting, litigation services, and pre-collection programs. The company also offers online payment options, making it easy for individuals to pay their debts. They are committed to maintaining a positive public image and employs qualified professionals with an average of 10 years of experience in the collection industry. Their comprehensive approach ensures that debts are recovered effectively while upholding the highest standards of professionalism.
📋Debt Collection and Credit Reporting
Debt collection can have a significant impact on an individual’s credit score. When a debt is sent to a collection agency, it can be reported to the credit bureaus, which can lower the individual’s credit score. This can have long-term consequences, affecting the individual’s ability to obtain credit, loans, or other financial services. Understanding the implications of debt collection on credit scores is crucial for anyone dealing with outstanding debts.
📉Impact of Debt Collection on Credit Scores
The impact of debt collection on credit scores can be significant. When a debt is reported to the credit bureaus, it can remain on the individual’s credit report for up to seven years, even if the debt is paid. This can make it difficult for individuals to obtain credit, loans, or other financial services. Bay Area Receivables understands the importance of credit reporting and works with individuals to resolve their debts and improve their credit scores. The company is located on the Eastern Shore of Maryland, specifically at 714 Eastern Shore Drive, Salisbury, Maryland 21804, and serves the entire Delmarva Peninsula and surrounding areas. By working with Bay Area Receivables, individuals can take steps to address their debts and work towards a better financial future.
🏷️Common Questions:
Is Bay Area Receivables a scam❓
No, BAR has been in business since 1990. On July 1, 2020, BAR acquired Delmarva Collection Inc.’s accounts and is committed to servicing these accounts without interruption.
Can BA Receivables seize my property❓
BA Receivables can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Bay Area Receivables sue me❓
Yes, BAR can sue you so long as the debt is within the statute of limitations.
📝The following is a sample list of complaints filed against Bay Area Receivables and can be found on Pacer.gov.
2:17-cv-03158-JD SHEPPARD v.
1:16-cv-01338-MPT Socorso v.
1:15-cv-02399-RDB Harwood v.
1:15-cv-00546-JFM Sisson v.
3:09-cv-00064-NKM Alessi v.
🏛️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Bay Area Receivables debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. You can be assured that your reputation will be safeguarded, as our utmost concern is maintaining a positive public image.
If you are interested in learning more about how to safeguard yourself and prevent Bay Area Receivables debt collection harassment, call us at 877-700-5790 or visit our website.
🏆Success Stories
“BA Receivables sent fake court documents claiming they’d garnish 30% of my paycheck. Consumer Rights Law Firm PLLC proved they violated California Rosenthal Act §1788.10 and FDCPA §807(4). Not only did they cancel the debt – I received a $9,200 check for their fraudulent threats!”
“The calls never stopped – even after multiple requests. The firm sued under TCPA §227(b) for autodialer abuse. Within 2 weeks, they settled for $5,500 and permanently removed my number from their system!”
“Bay Area Receivables illegally reported 5 duplicate accounts to credit bureaus. The team filed FCRA §623(a) disputes with all three bureaus. Result? All accounts deleted and my score jumped 157 points in 45 days!”
“While recovering from surgery, BAR called my hospital room demanding payment. Consumer Rights Law Firm PLLC sued for CCPA §1788.11(d) violations of health privacy laws. The collector was terminated, and I received a $7,000 settlement plus written apology from their CEO!”
