Atlantic Recovery Services Phone Harassment?

Atlantic Recovery Services Phone Harassment? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Atlantic Recovery Services a Scam?

According to the Better Business Bureau website, Atlantic Recovery Services has been in business for 6 years. There have been 55 complaints filed against ARS with the BBB.

Atlantic Recovery Services Better Business Bureau

Who are Atlantic Recovery Services?

Atlantic Recovery Services is third party debt collector located in Getzville, New York. ARS has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 33 Dodge Rd Ste 108

Getzville, NY 14068-1540

Phone: (855) 881-1046


Atlantic Recovery Services is often referred to or searched for by other names. These include:

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Atlantic Recovery Services Collection Tactics

If Atlantic Recovery Services engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit.
  • Telling you or anyone else that you’ve committed a crime.
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt.
  • Trying to collect more than legally allowed.


Legal Protections and Recourse:

Consumers facing debt collection harassment by Atlantic Recovery Services must be aware of their rights under the FDCPA and take necessary steps to protect themselves. Documenting all communication with the agency, including dates, times, and the content of interactions, is crucial in building a case against potential violations.

Furthermore, consumers have the right to dispute the debt within 30 days of being contacted. This provides an opportunity to challenge the validity of the debt and seek verification from Atlantic Recovery Services. Filing complaints with regulatory bodies such as the Consumer Financial Protection Bureau (CFPB) and consulting with legal professionals can be instrumental in holding the agency accountable for its actions.

Atlantic Recovery Services Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

716-215-7268, 855-881-1046, 866-803-2879, 716-636-0100, (855) 881-1046, (866) 803-2879, (716) 636-0100, 8558811046, 8668032879, 7166360100

If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment.  The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be Atlantic Recovery Services calling you.  Contact our office right away so we can start the process to stop ARS from calling you illegally. Above all, no one should live with harassment!

Common Questions Is ARS a scam? No, Atlantic Recovery Services has been in business for 6 years.

Can ARS garnish my wages? Yes, ARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can ARS sue me? Yes, ARS can sue you so long as the debt is within the statute of limitations.

Can ARS report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report.

Can ARS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Atlantic Recovery Services in the past and can be found on

2:15-cv-02086-AB-SS Watts v. Atlantic Recovery Solutions

1:15-cv-06591-PKC-RML Einhorn v. Atlantic Recovery Solutions

2:15-cv-10119-NGE-DRG Davis et al v. Atlantic Recovery Solutions

2:19-cv-04875-SMB Algots v. Atlantic Recovery Solutions

2:19-cv-03988-ODW-GJS Miller v. Atlantic Recovery Solutions

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Atlantic Recovery Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Atlantic Recovery Services. call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

New York Attorney General

Consumer Finance

Last Updated on February 21, 2024