Are you receiving Harassing Phone Calls from 1-888-686-9475? Asset Recovery Associates (ARA) Debt Collection Harassment Tactics If ARA engages in any of the following tactics, you may have a case: Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. … Continue reading Are you receiving Harassing Phone Calls from 1-888-686-9475?