Aqua Finance Phone Harassment?

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Aqua Finance Phone Harassment?

Is Aqua Finance (AF) calling you? Stop Aqua Finance phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop AF phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Aqua Finance a Scam?

According to the Better Business Bureau website, Aqua Finance has been in business for 33 years. There have been 56 complaints filed against AF with the BBB.

Aqua Finance Better Business Bureau

Who is Aqua Finance?

Aqua Finance is third party debt collector located in St. Paul, Minnesota. They have been a party to over 700 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  Furthermore, a recent Federal Court cases alleges that Aqua Finance used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: PO Box 64051

Saint Paul, MN 55164

Phone: (715) 848-5425


Aqua Finance Collection Tactics

If Aqua Finance engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Aqua Finance Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

715-848-5425, 715-848-5225, 715-848-6220, (715) 848-5425, (715) 848-5225, (715) 848-6220, 7158485425, 7158485225, 7158486220,

If the answer is yes, then you are receiving calls from a known AF number. You may be a victim of AF phone harassment.  The list above is not all the numbers that AF uses. The calls can be from a different number and it still be Aqua Finance calling you.  Contact our office right away so we can start the process to stop AF from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is AF a scam? No, Aqua Finance has been in business for 33 years.

Can Aqua Finance garnish my wages? Yes, AF can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can AF sue me? Yes, AF can sue you so long as the debt is within the statute of limitations

Can AF report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can AF arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Aqua Finance in the past year and can be found on Pacer.org.

2:09-cv-08652-GW-JEM Starks v. Aqua Finance

4:98-cv-04081-MMM-RJK Jennings v. Aqua Finance

2:10-cv-06591-VBK Alonzo v. Aqua Finance

2:18-cv-03393-GW-RAO Portley v. Aqua Finance

5:18-cv-02616-JGB-KK Qumseya v. Aqua Finance


About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Aqua Finance harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Aqua Finance call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:


Minnesota Attorney General

Consumer Finance

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.