If Anaya Law Group, PC has filed a lawsuit against you, the clock is already running most states give you a short, fixed window to file a response, and missing it can end in a default judgment before you’ve had a chance to push back. Before you respond, it helps to know this: Anaya Law Group has a documented history in federal court of overstating what consumers actually owed. That doesn’t mean every case they file has an error, but it does mean the number on your complaint deserves a second look before you assume it’s correct.
At Consumer Rights Law Firm PLLC, we start there checking the numbers, checking the process, and only then talking settlement.
Understanding Anaya Law Group, PC
Anaya Law Group, PC is a law firm based in California, with offices in Westlake Village and Calabasas. They have been involved in debt collection activities and have faced legal challenges concerning their collection practices. In the case of Afewerki v. Anaya Law Group, the firm was found to have violated the Fair Debt Collection Practices Act (FDCPA) by overstating the amount due and the applicable interest rate in a debt collection lawsuit.
Anaya Law Group, PC Contact Information:
- Westlake Village Office: 2629 Townsgate Rd, Suite 140, Westlake Village, CA 91361
- Calabasas Office: 26135 Mureau Rd, Suite 203, Calabasas, CA 91302
- Phone: (805) 230-9222 (Westlake Village)
- Phone: (818) 880-1200 (Calabasas)
A Documented History Worth Knowing About
In Afewerki v. Anaya Law Group, 868 F.3d 771 (9th Cir. 2017), a federal appeals court ruled that Anaya’s collection complaint had overstated both the principal owed and the applicable interest rate and held that this kind of misstatement can amount to a material violation of the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692 et seq. The case was ultimately resolved in the consumer’s favor. Read more via Justia Law.
This history is relevant if you’re currently being sued by the firm: it’s a documented reason to have the amount claimed against you independently verified, not just accepted at face value.
For more details about the company’s legal practices, you can refer to the case Afewerki v. Anaya Law Group at Justia Law.
Just Been Served? Here’s Where to Start
Don’t Miss Your Response Deadline
You typically have a limited number of days (often 20 to 30), depending on your state to file a formal response once served. Miss it, and the court can enter a default judgment without you ever presenting a defense.
Get the Amount Independently Checked
Given Anaya’s documented history of overstated balances, request a full breakdown of the debt, including principal, interest, and fees, before assuming the figure in the lawsuit is correct.
Ask Whether the Debt Is Even Enforceable
If enough time has passed since you last made a payment, the debt may be past your state’s statute of limitations, which can be a complete defense to the lawsuit itself.
Don’t Assume the Case Is Airtight
Collection lawsuits can be filed with incomplete documentation, the wrong balance, or without proper legal standing. Any of these can be grounds to have the case dismissed or reduced.
Loop In an Attorney Before You Respond
Even if part of the debt is legitimate, how you respond matters. An attorney can flag errors, raise defenses, and negotiate, all before your court date.
Were You Contacted Before Being Sued?
Many collection lawsuits follow months of phone calls and letters. If those calls were frequent, threatening, made to your workplace, or continued after you asked them to stop, that conduct may be its own violation under the FDCPA, separate from, and in addition to, whatever happens with the lawsuit itself.
How We Help, Beyond Just Settling
- Reviewing the Complaint Line by Line: Given this firm’s litigation history, we check whether the amount claimed, the interest applied, and the paperwork filed actually hold up.
- Defending the Case If Needed: If there’s a viable defense, a documentation gap, a standing issue, a time-barred debt, we raise it.
- Negotiating a Resolution: Where a defense isn’t available or a settlement makes more sense, we negotiate directly with Anaya Law Group, PC on your behalf, aiming to reduce what’s owed or set up a payment structure that fits your finances.
- Making Unlawful Contact Stop: If you were harassed before the suit was filed, we can send formal notice demanding it stop and evaluate whether you have a claim of your own.
Why Consumer Rights Law Firm PLLC
We’ve represented consumers since 2010 and hold an A+ rating with the Better Business Bureau. We work independently of Anaya Law Group, PC and any creditor they represent, our only obligation is to you. Here is what working with us looks like:
- Free Case Review: We look at your lawsuit or collection notices at no cost.
- Verification & Strategy: We check the numbers and the paperwork, then map out your realistic options, defense, negotiation, or both.
- Direct Negotiation or Defense: We handle communication with Anaya Law Group, PC so you don’t have to.
- Resolution: Whether through dismissal, reduction, or settlement, you get a clear outcome you understand.
Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Our Debt Resolution Process
- Complimentary Consultation: We begin with a free assessment of your financial situation and discuss potential debt relief options.
- Negotiation Phase: Our attorneys engage with Anaya Law Group, PC to negotiate favorable terms on your behalf.
- Finalizing the Agreement: We ensure that the settlement terms are transparent, equitable, and legally sound.
- Debt Resolution: Upon reaching a settlement, you can proceed with confidence and financial peace of mind.
Don’t Navigate This on Your Own!
If you’re dealing with debt, don’t face it alone. Consumer Rights Law Firm PLLC is here to help you achieve the best possible outcome.
Contact us today at 877-700-5790 to get started!
Frequently Asked QuestionsÂ
I’ve been sued by Anaya Law Group, PC. What should I do first?
Don’t ignore the lawsuit, even if you believe the amount claimed is wrong. You have a limited window to file a response, and missing that deadline can result in a default judgment against you. Contact an attorney right away to confirm your exact deadline and go over your options before you respond.
Has Anaya Law Group been involved in FDCPA litigation before?
Yes. In Afewerki v. Anaya Law Group, 868 F.3d 771 (9th Cir. 2017), a federal appeals court ruled that the firm’s overstatement of a debtor’s principal and interest rate could constitute a material violation of the FDCPA, and the case was ultimately resolved in the consumer’s favor. If you’re currently being sued by the firm, it’s worth having the amount independently checked.
How do I know if the amount Anaya Law Group is suing me for is correct?
Given their prior FDCPA violation for overstating amounts owed, it’s reasonable to want the debt independently verified. We review the underlying account, interest calculations, and fees claimed to determine whether the amount in your lawsuit is accurate and legally collectible.
Can I negotiate with Anaya Law Group instead of going to trial?
Often, yes. Many cases can be resolved through negotiation before trial, which can reduce the total amount owed or result in a manageable payment plan. Our attorneys handle that negotiation directly, so you’re not dealing with the firm yourself.
Do I have to appear in court if Anaya Law Group is suing me?
Not if you retain an attorney to represent you. We can respond to the lawsuit, communicate with opposing counsel, and appear on your behalf where required, so the court process doesn’t fall entirely on your shoulders.
What happens if I can’t afford to pay the debt in full?
You may not need to. Where a lump-sum settlement isn’t realistic, we work to negotiate a structured payment plan that fits your actual financial circumstances, rather than what’s being demanded in the lawsuit.
Can Anaya Law Group keep contacting me directly after I hire an attorney?
No. Once you’re represented, all communications from Anaya Law Group should go through your attorney. Continued direct contact after they’ve been notified of your representation may itself violate consumer protection law.
Will being sued by Anaya Law Group affect my credit?
It can, particularly if the case results in a judgment against you. Part of our role is explaining exactly what’s at stake in your specific case and working to resolve it in a way that limits the impact on your credit and finances.
How much does it cost to get help with a lawsuit from Anaya Law Group?
We offer a free initial consultation to review your lawsuit, explain your options, and outline a path forward, before you commit to anything.
How quickly should I contact a lawyer after being served by Anaya Law Group?
As soon as possible. Response deadlines in debt collection lawsuits are typically short, and the earlier we’re involved, the more options are usually available, including the ability to raise defenses tied to the firm’s documented history of overstating amounts owed.