American Coradius International Debt Collection Harassment Tired of American Coradius International Debt Collection Harassment? Wish there was a way to make the calls stop? Is American Coradius International constantly calling and harassing you? Does your phone ring every day, several times per day, because American Coradius International is calling you to demand payment? Threatening you with legal action? Has American Coradius International ever used abusive or profane language when speaking with you on the phone? If so, American Coradius International may be violating your legal rights. Stop the harassment. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Who is American Coradius International?American Coradius International is third party debt collector located in Buffalo, New York. They have been a party to over 150 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that American Coradius International illegal represented the amount and character of the alleged debt and therefore coerce a payment from the harassed consumer.
American Coradius International Debt Collection Harassment TacticsIf American Coradius International engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)