American Collection Systems Phone Harassment?
Is American Collection Systems calling you? Stop American Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is American Collection Systems a Scam?
According to the Better Business Bureau website, American Collection Systems has been in business for 40 years.
Who is American Collection Systems?
American Collection Systems is third party debt collector located in Gahanna, Ohio and has been a party to a Federal Court case over 35 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 800 Cross Pointe Rd Ste D
Gahanna, OH 43230-6688
Phone: (614) 410-6271
American Collection Systems Collection Tactics
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
American Collection Systems Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
614-410-6271, 800-843-1316, (614) 410-6271, (800) 843-1316, 6144106271, 8008431316
If the answer is yes, then you are receiving calls from a known American Collection number. You may be a victim of phone harassment. The list above is not all the numbers that American Collection uses. The calls can be from a different number and it still be American Collection Systems calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
The following is a sample list of complaints filed against American Collections in the past and can be found on Pacer.org.
1:10-cv-24047-XXXX Lombardo v. American Collection Systems
3:18-cv-01039-N Bailey v. American Collection Systems
3:95-cv-00190-SSB-MRM Brown v. American Collection Systems
1:09-cv-00339-WMS Bartone v. American Collection Systems
2:10-cv-14298-JEM Sternberg v. American Collection Systems
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the American Collection Systems harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from American Collection Systems. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Ohio Attorney General
FAQs
Who is American Collection Systems?
American Collection Systems is a third-party debt collection agency located in Gahanna, Ohio, that contacts consumers regarding past-due debts.
Is American Collection Systems a legitimate company?
American Collection Systems is a legitimate collection agency with over 40 years in business, according to the Better Business Bureau, but some consumers have reported illegal or harassing practices.
What constitutes phone harassment by American Collection Systems?
Phone harassment includes repeated calls, calling outside permitted hours, using abusive language, threatening legal action or wage garnishment, and contacting third parties about your debt.
Can American Collection legally call me before 8 a.m. or after 9 p.m.?
No. The FDCPA prohibits debt collectors from calling you at inconvenient times, specifically before 8 a.m. or after 9 p.m. local time.
Can American Collection Systems threaten to sue me or garnish my wages?
Debt collectors cannot threaten legal action or wage garnishment unless they have the legal authority and intend to follow through. False threats are considered harassment.
What should I do if American Collections calls me repeatedly or uses abusive language?
Document all calls and messages, avoid engaging emotionally, and consider sending a cease-and-desist letter. You may also contact a consumer rights attorney to protect your rights.
Can American Collection Systems discuss my debt with family, friends, or coworkers?
No. Debt collectors cannot disclose your debt to third parties without your consent. Doing so violates federal law and may give you grounds for legal action.
Are there known phone numbers used by American Collection Systems to harass consumers?
Yes. Known numbers include 614-410-6271 and 800-843-1316. Calls may come from other numbers as well, so it’s important to document all harassing communications.
Can I take legal action against American Collection Systems for harassment?
Yes. If American Collection Systems violates the FDCPA, you may be eligible to receive up to $1,000 in statutory damages, in addition to attorney fees and court costs.
How can Consumer Rights Law Firm help with American Collection Systems harassment?
Consumer Rights Law Firm PLLC specializes in stopping illegal debt collection practices, providing legal representation, filing complaints, and helping consumers recover compensation for harassment.
