American Collection Services Debt Collection Harassment?

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American Collection Services Phone Harassment?

Is American Collection Services (ACS) calling you? Stop American Collection Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop ACS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is American Collection Services a Scam?

According to the Better Business Bureau website, American Collection Services has been in business for 13 years. There have been 2 complaints filed against ACS with the BBB.

American Collection Services Better Business Bureau

Who is American Collection Services?

American Collection Services is third party debt collector located in Oklahoma City, Oklahoma. They have been a party to over 40 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  Furthermore, a recent Federal Court cases alleges that American Collection Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 3100 SW 59th St Ste A

Oklahoma City, OK 73119-6416

Phone: (405) 681-2332

 

American Collection Services is often referred to or searched for by other names. These include:

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American Collection Services Collection Tactics

If American Collection Services engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

American Collection Services Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

405-682-8088, 405-681-2332, 800-657-7318, 405-681-2332, 405-682-8088, 405-681-2332, 800-657-7318, 405-681-2332, 4056828088, 4056812332, 8006577318, 4056812332

If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment.  The list above is not all the numbers that ACS uses. The calls can be from a different number and it still be American Collection Services calling you.  Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is ACS a scam? No, American Collection Services has been in business for 13 years.

Can American Collection Services garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations

Can ACS report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can ACS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against American Collection Services in the past year and can be found on Pacer.org.

5:92-cv-00953-WEA Smith v. American Collection Services

 5:92-cv-01057-H Ramirez v. American Collection Services

5:92-cv-01974-L Weathers v. American Collection Services

 5:00-cv-01657-L Cockrum v. American Collection Services

5:94-cv-00181-FAD Busby v. American Collection Services

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the American Collection Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

Oklahoma Attorney General

Consumer Finance

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.