Alliance Financial Management Phone Harassment?

Alliance Financial Management Phone Harassment?

Is Alliance Financial Management (AFM) calling you? Stop Alliance Financial Management phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop AFM phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Alliance Financial Management a Scam?

According to the Better Business Bureau website, Alliance Financial Management has been in business for 15 years.

Alliance Financial Management Better Business Bureau

Who is Alliance Financial Management?

Alliance Financial Management is third party debt collector located in Mountianside, New Jersey. AFM has been sued in Federal Court several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 1084 Route 22

Mountainside, NJ 07092-2801

Phone: (908) 317-0440


Alliance Financial Management Collection Tactics

If Alliance Financial Management engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Alliance Financial Management Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

908-317-0440, (908) 317-0440, 9083170440

If the answer is yes, then you are receiving calls from a known AFM number. You may be a victim of AFM phone harassment.  The list above is not all the numbers that AFM uses. The calls can be from a different number and it still be Alliance Financial Management calling you.  Contact our office right away so we can start the process to stop AFM from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is AFM a scam? No, Alliance Financial Management has been in business for 15 years.

Can Alliance Financial Management garnish my wages? Yes, AFM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can AFM sue me? Yes, AFM can sue you so long as the debt is within the statute of limitations

Can AFM report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can AFM arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Alliance Financial Management in the past year and can be found on

2:07-cv-04875-SDW-MCA Quintero v. Alliance Financial Mgmt

2:08-cv-04028-PGS-ES Smith v. Alliance Financial Mgmt

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Alliance Financial Management harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Alliance Financial Management call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

New Jersey Attorney General

Consumer Finance

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