Action Recovery Online Phone Harassment?

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Action Recovery Online Phone Harassment?

*Is Action Recovery Online (ARO) calling you?*Stop Action Recovery Online phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Some consumers may feel pressured to agree to payment arrangements or sign documents under duress during these calls. If so what they are doing is illegal and needs to stop. You have the legal right to stop ARO phone harassment, and any agreement or signature obtained through harassment may not be legally binding. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, including situations where you are pressured into making payments you do not owe, along with covering your attorney fees.

Is Action Recovery Online a Scam?

According to the Better Business Bureau website, Action Recovery Online has been in business for 2 years. There have been 4 complaints filed against ARO with the BBB.

Action Recovery Online Better Business Bureau

Who is Action Recovery Online?

Action Recovery Online is third party debt collector located in Phoenix, Arizona.

Address: 2720 E Thomas Rd Bldg C Ste 250E

Phoenix, AZ 85016-8299

Phone: (602) 344-9191

Discover more about Action Recovery Online and the benefits of understanding their collection process to see how their approach may differ from traditional collection agencies.

Action Recovery Online Debt Collection Tactics

If Action Recovery Online engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

While some agencies highlight the convenience of online payment portals to make the process easier for consumers, this convenience should never come at the expense of your rights or involve harassing behavior.

Action Recovery Online Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

602-344-9191, 602-353-7495, (602) 344-9191, (602) 353-7495, 6023449191, 6023537495,

If the answer is yes, then you are receiving calls from a known ARO number. You may be a victim of ARO phone harassment.  The list above is not all the numbers that ARO uses. The calls can be from a different number and it still be Action Recovery Online calling you.  Contact our office right away so we can start the process to stop ARO from calling you illegally. Above all, no one should live with harassment!

Medical Debt and Its Impact

Medical debt is a growing concern for many people in Phoenix, Arizona, and across the state. According to the Better Business Bureau (BBB), medical debt remains one of the most common types of past due accounts that collection agencies, such as Action Recovery Online, are asked to recover. For both individuals and healthcare businesses, managing unpaid medical bills can be a stressful and complicated process.

Action Recovery Online specializes in professional debt collection services tailored to the unique challenges of the healthcare industry. Their recovery online system is designed to help healthcare providers collect payments on overdue accounts while maintaining a positive relationship with their patients. By using HIPAA-compliant practices and a courteous, professional approach, Action Recovery Online ensures that sensitive medical data is protected and that the collection process is handled with respect and care.

For healthcare businesses, working with a reputable collection agency like Action Recovery Online means they can focus on providing quality care while experts handle the recovery of past due accounts. This not only helps providers receive the payments they need to keep their business running but also supports their clients in resolving outstanding debts in a fair and transparent manner.

For individuals, medical debt can have a significant impact on financial stability, credit scores, and overall well-being. It is crucial for consumers to respond promptly to collection notices and to understand their rights under the Fair Debt Collection Practices Act (FDCPA). If you are contacted by a collection agency regarding medical debt, consider reaching out to a professional or consumer rights lawyer to discuss your options and ensure your rights are protected.

By working with a BBB-accredited, professional collection agency like Action Recovery Online and seeking expert advice, both businesses and consumers can navigate the complex process of medical debt collection and find solutions that work for everyone involved. If you are facing issues with medical debt, don’t hesitate to contact a professional for guidance and support.

Common Questions

Is ARO a scam? No, Action Recovery Online has been in business for 2 years.

Can Action Recovery Online garnish my wages? Yes, ARO can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. The results of wage garnishment can significantly impact your financial situation and credit standing.

Can ARO sue me? Yes, ARO can sue you so long as the debt is within the statute of limitations. The results of a lawsuit may affect your finances and credit report.

Can ARO report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can ARO arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

About Us

is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Action Recovery Online harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Action Recovery Online. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Arizona Attorney General

https://consumerlawfirmcenter.com/advanced-credit-recovery-phone-harassment/

https://consumerlawfirmcenter.com/advanced-collection-bureau-phone-harassment-2/

https://consumerlawfirmcenter.com/advantage-collection-professionals-phone-harassment/

https://consumerlawfirmcenter.com/advantage-recovery-group-phone-harassment/

https://consumerlawfirmcenter.com/action-collection-agency-phone-harassment/

https://consumerlawfirmcenter.com/action-credit-corp-phone-harassment/

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.