Action Collectors, Inc. Phone Harassment?
Is Action Collectors, Inc. (ACI) calling you? Stop Action Collectors, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACI phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Action Collectors, Inc. a Scam?
According to the Better Business Bureau website, Action Collectors, Inc. has been in business for 29 years.
Action Collectors, Inc. Better Business Bureau
Who is Action Collectors, Inc.?
Action Collectors, Inc. is third party debt collector located in Independence, Ohio.
Address: 4807 Rockside Rd., #400
Independence, OH 44131
Phone: (216) 459-0055
Action Collectors, Inc. Collection Tactics
If Action Collectors, Inc. engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Action Collectors, Inc. Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
216-459-0055, 800-548-7870, (216) 459-0055, (800) 548-7870, 2164590055, 8005487870
If the answer is yes, then you are receiving calls from a known ACI number. You may be a victim of ACI phone harassment. The list above is not all the numbers that ACI uses. The calls can be from a different number and it still be Action Collectors, Inc. calling you. Contact our office right away so we can start the process to stop ACI from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ACI a scam? No, Action Collectors, Inc. has been in business for 29 years.
Can Action Collectors, Inc. garnish my wages? Yes, ACI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACI sue me? Yes, ACI can sue you so long as the debt is within the statute of limitations
Can ACI report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACI arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample of complaints filed against Action Collectors, Inc. in the past and can be found on Pacer.org.
1:15-cv-01447-DAP Aylesworth et al v. Action Collectors, Inc
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Action Collectors, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Action Collectors, Inc.. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
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How to stop harassing calls from collection agencies?
You can stop collection calls by sending a written cease-and-desist letter. Document every call, request debt validation, and report violations to the FTC or state attorney general. A consumer rights attorney can help enforce your FDCPA protections. -
How can I stop collection agencies from calling me?
Send a cease-and-desist letter to the collector, keep detailed call logs, dispute the debt if necessary, and notify your attorney. Persistent illegal calls can lead to FDCPA claims and potential recovery of damages and legal fees. -
What happens if I ignore a collection agency?
Ignoring a collection agency does not make the debt disappear. It can lead to lawsuits, default judgments, wage garnishment, and further credit damage. Address the debt proactively and seek legal guidance to protect your rights. -
Is Action Collectors, Inc. a scam?
No, Action Collectors, Inc. is a legitimate third-party debt collector based in Ohio, in business for 29 years. They have faced complaints and lawsuits, but being sued does not prove fraud. -
Who is Action Collectors, Inc.?
Action Collectors, Inc. (ACI) is a third-party debt collector in Independence, Ohio. They manage creditor accounts, have been involved in federal litigation, and can be reached at 4807 Rockside Rd., #400, phone (216) 459-0055. -
What collection tactics may give me a legal case?
Illegal tactics include repeated calls, calling at odd hours, abusive language, contacting third parties, workplace calls, threats, misrepresenting legal action, or failing to notify your right to dispute the debt. -
Can Action Collectors, Inc. garnish my wages?
Yes, ACI can garnish wages if they obtain a valid court judgment or for certain federal debts like student loans. Without a judgment or statutory authority, threats of garnishment are illegal under the FDCPA. -
Can ACI sue me for unpaid debt?
Yes, ACI can sue to collect a debt that is within the statute of limitations. They cannot legally threaten lawsuits they don’t intend to pursue, as false threats constitute harassment under the FDCPA. -
Can ACI report my debt to credit bureaus?
Yes, ACI can report debts to credit bureaus. They must provide accurate information, as reporting false details is illegal under federal law. You can dispute incorrect entries and pursue remedies under the FCRA and FDCPA. -
How can Consumer Rights Law Firm PLLC assist with Action Collectors, Inc.?
Consumer Rights Law Firm PLLC can stop harassing calls, enforce FDCPA protections, file lawsuits if needed, pursue statutory damages and attorney fees, and help negotiate resolutions to prevent unlawful collection practices.