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Accounts Retrievable System Phone Harassment?

Is Accounts Retrievable System (ARS) calling you? Stop Accounts Retrievable System phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Accounts Retrievable System a Scam?

According to the Better Business Bureau website, Accounts Retrievable System has been in business for 32 years.

Accounts Retrievable System Better Business Bureau

Who is Accounts Retrievable System?

Accounts Retrievable System is third party debt collector located in Bellmore, New York. They have been a party to over 20 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  Furthermore, a recent Federal Court cases alleges that Accounts Retrievable System used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 2050 Bellmore Avenue

Bellmore, NY 11710-5643

Phone: (516) 783-6566

Accounts Retrievable System Collection Tactics

If Accounts Retrievable System engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Accounts Retrievable System Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

516-783-6566, 800-327-7687, (516) 783-6566, (800) 327-7687, 5167836566, 8003277687

If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment.  The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be Accounts Retrievable System calling you.  Contact our office right away so we can start the process to stop ARS from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is ARS a scam? No, Accounts Retrievable System has been in business for 32 years.

Can Accounts Retrievable System garnish my wages? Yes, ARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can ARS sue me? Yes, ARS can sue you so long as the debt is within the statute of limitations

Can ARS report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can ARS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Accounts Retrievable System in the past year and can be found on

1:16-cv-01818-SO Gaither v. Accounts Retrievable System

1:10-cv-00926-WMS-JJM Guadagna v. Accounts Retrievable System

3:03-cv-05373-FDB Depner v. Accounts Retrievable System

2:02-cv-02314-RSL Rautenberg v. Accounts Retrievable System

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Accounts Retrievable System harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

New York Attorney General

Consumer Finance

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