AA Action Collection Co Phone Harassment?
Is AA Action Collection Co (AAACC) calling you? Stop AA Action Collection Co phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AAACC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is AA Action Collection Co a Scam?
According to the Better Business Bureau website, they have been in business for 65 years.
AA Action Collection Co Better Business Bureau
Who is AA Action Collection Co?
They are a third party debt collector located in Florham Park, New Jersey. AAACC has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 29 Columbia Tpke
Florham Park, NJ 07932-2240
Phone: (877) 772-6553
AA Action Collection Co Collection Tactics
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
AA Action Collection Co Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
877-772-6553, (877) 772-6553, 8777726553
If the answer is yes, then you are receiving calls from a known AAACC number. You may be a victim of AAACC phone harassment. The list above is not all the numbers that AAACC uses. The calls can be from a different number and it still be AA Action Collection Co calling you. Contact our office right away so we can start the process to stop AAACC from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is AAACC a scam? No, they have been in business for 65 years.
Can they garnish my wages? Yes, AAACC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AAACC sue me? Yes, AAACC can sue you so long as the debt is within the statute of limitations
Can AAACC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can AAACC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against AA Action Collection Co in the past and can be found on Pacer.org.
2:14-cv-03827-JLL-JAD Belle v. AA Action Collection Co.
2:06-cv-00413-JPS Craig v. AA Action Collection Co.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from AA Action Collection Co. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassing calls from AA Action Collection Co?
You can stop AAACC calls by sending a written cease-and-desist letter. After that, they may only contact you to confirm receipt or notify you of legal action, otherwise continued calls violate the FDCPA.
2. How to get a collection agency to stop harassing you?
If a debt collector repeatedly calls, threatens, or abuses you, keep records of all communications and contact a consumer rights attorney. You can also file complaints with the FTC, CFPB, or your state attorney general.
3. Can a collection agency harass your family in India?
Debt collectors, including AAACC, are prohibited from contacting anyone other than you, your spouse, or your attorney. Harassment of family or neighbors is illegal under the FDCPA and can provide grounds for legal action.
4. Can you dispute collections over the phone?
No, disputing a debt should be done in writing. You have the right to request validation of the debt from AAACC before paying or acknowledging it. Phone disputes alone are not legally binding.
5. Is AA Action Collection Co a scam?
No, AAACC is a legitimate third-party debt collector in business for 65 years, accredited by the Better Business Bureau, but they may still engage in illegal collection practices.
6. Can AA Action Collection Co garnish my wages?
Yes, AAACC can garnish your wages only on federal student loans or if they obtain a judgment from the court. They must follow legal procedures to do so.
7. Can AA Action Collection Co sue me?
Yes, AAACC can sue you if the debt is within the statute of limitations. It’s important to respond to any court summons and consult a consumer rights attorney immediately.
8. Can AA Action Collection Co report my debt to credit bureaus?
Yes, AAACC can report unpaid debts to credit reporting agencies. They must accurately report the debt and notify you of your right to dispute it.
9. Can AA Action Collection Co have me arrested?
No, debt collectors cannot have you arrested for failing to pay a debt. Arrests can only happen if you violate a court order, like failing to appear in court for a judgment.
10. How can Consumer Rights Law Firm PLLC assist with AA Action Collection Co?
Consumer Rights Law Firm PLLC can stop harassment, represent you in FDCPA violations, file complaints, and recover damages, ensuring AAACC follows the law and protects your rights.